1004 E 7th Ct, Panama City, FL 32401 Property Records

Bay County property record for 1004 E 7th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1944
Lot Size	0.137 acres (5,967 sqft)
Owner	Individual Name on Record
Tax Bill	$201 (2025)
Deeds & Mortgages	Feb 2025 Mortgage May 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`16632-000-000`

Property Details

APN / Parcel Number

Primary APN	`16632-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Shingles
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,967 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Porch	Unfinished Open Porch
Porch Area	144 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	1004 E 7TH CT
City	PANAMA CITY
State	FL
Zip	32401-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	4 4S 14W -171- BEG 110 E OF NE COR LOT 1 BLK 24 GLENWOOD ADD TH E 40 S 150 W 40 N 150 TO BEG ORB 4684 P 2107
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	24
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4000
Census Tract	1600

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	971 CHASE CREEK CIR, TALLAHASSEE, FL 32311-7329
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Deed of Trust, Mortgage CITY OF PANAMA CITY
May 2, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2023
Transfer Doc	0046842107
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1004 E 7TH CT, PANAMA CITY, FL 32401-3524
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048830975
Date	Feb 12, 2025
Book Page	4883/975
Instrument	2025007187

Lender

Name	CITY OF PANAMA CITY
Type	Government Agency

Agreement

Amount	Amount Recorded

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	May 2, 2023
Property Address	1004 E 7TH CT, PANAMA CITY, FL 32401-3524
Document Number	0046842107
Book / Page	4684 / 2107
Instrument Date	Apr 26, 2023
Instrument	2023027159
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	971 CHASE CREEK CIR, TALLAHASSEE, FL 32311-7329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 CHASE CREEK CIR, TALLAHASSEE, FL 32311-7329

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$201.00 (-66.05%)	$12,628 (-32.7%)	$13,020 (-30.61%) Land $13,020
2024	$592.00 (+24.37%)	$18,763 (+11.66%) Land $11,760 Building $7,003	$18,763 (+11.66%) Land $11,760 Building $7,003
2023	$476.00 (+6.01%)	$16,803 (+8.11%) Land $9,800 Building $7,003	$16,803 (+8.11%) Land $9,800 Building $7,003
2022	$449.00	$15,543 Land $9,240 Building $6,303	$15,543 Land $9,240 Building $6,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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