1004 Douglas Rd, Elgin, IL 60120 Property Records

Cook County property record for 1004 Douglas Rd, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,513 sqft · built 1970
Lot Size	1.53 acres (66,777 sqft)
Owner	Individual Name on Record
Tax Bill	$9,252 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-402-016`

Property Details

APN / Parcel Number

Primary APN	`06-21-402-016`
Alternative APN	`06-21-402-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
1st Floor Area	1,513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	66,777 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1004 DOUGLAS RD, RT
City	ELGIN
State	IL
Zip	60120-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W E (MACKINNEYS) (HANOVER) (OAKS) SUB PT OF SE SEC 21-41-09
Legal Range	09E
Legal Township	41N
Legal Section	21
Legal Subdivision	MACKINNEYS HANOVER OAKS
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2001
Census Tract	804512

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 DOUGLAS RD, ELGIN, IL 60120-7507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jul 10, 2020	Correction Deed, Transfer OTHER
Jun 11, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Mar 17, 2017	Warranty Deed, Transfer · VA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020
Deed Sale	Jul 10, 2020
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	202057049
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	0000057049
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1004 DOUGLAS RD # RT, RT, ELGIN, IL 60120-7507
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033604138
Date	Dec 2, 2021
Instrument	2133604138

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2046

Interest

Rate	2.25%

July 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	COOK IL
Recording Date	Jul 10, 2020
Property Address	1004 DOUGLAS RD, ELGIN, IL 60120-7507
Document Number	2019257049
Instrument Date	Jun 11, 2020
Instrument	19257049
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 DOUGLAS RD ELGIN IL 601207507, ELGIN, IL 60120-7507

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1004 DOUGLAS RD, ELGIN, IL 60120-7507
Document Number	2019257050
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 DOUGLAS RD ELGIN IL 601207507, ELGIN, IL 60120-7507

Mortgage

Document Number	2019257050
Date	Jul 10, 2020
Instrument	19257050

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate	2.75%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 17, 2017
Property Address	1004 DOUGLAS RD, ELGIN, IL 60120-7507
Document Number	1707647166
Instrument Date	Mar 11, 2017
Instrument	7647166
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	602 ARCADIA TRL ROSELLE IL 60172, ROSELLE, IL 60172

Mortgage

Document Number	1707647167
Date	Mar 17, 2017
Instrument	7647167

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 (+2.57%) Land $17,963 Building $22,037	$400,000 (+2.57%) Land $179,630 Building $220,370
2023	$9,252.00 (+3.33%)
2022	$8,954.00 Homeowner's exemption	$38,998 Land $19,498 Building $19,500	$389,980 Land $194,980 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STREAMWOOD serves 38,360 people · EPA ID IL0313060
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	May 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ezee Fiber, Verizon.

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