1004 Crestwood Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1004 Crestwood Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,576 sqft · built 2019
Lot Size	0.187 acres (8,128 sqft)
Owner	Company Name on Record
Tax Bill	$4,840 (2025)
Deeds & Mortgages	Jun 2021 Transfer Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T190300160`

Property Details

APN / Parcel Number

Primary APN	`T190300160`
Alternative APN	`2-0042-C700-00-232C.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area
Gross Area	3,790 sqft
1st Floor Area	1,362 sqft
Basement Area	1,214 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	8,128 sqft (0.187 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T190300160
Street Address	1004 CRESTWOOD LN
City	O FALLON
State	MO
Zip	63366-1693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 232C
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	232C
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2010
Census Tract	311801

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1004 CRESTWOOD LN, O FALLON, MO 63366-1693
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Intrafamily Transfer, Transfer
Oct 17, 2019	Special Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019
Deed Sale	Dec 18, 2019
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Document Number	2019729580
Deed Book / Page	7201 / 1332
Last Transfer Date	Jun 2, 2021
Transfer Doc	2021R048041
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 4, 2021
Property Address	1004 CRESTWOOD LN, O FALLON, MO 63366-1693
Document Number	2021R048041
Map Reference	MB 50 PG 134
Instrument Date	Jun 2, 2021
Instrument	2021R-048041
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1004 CRESTWOOD LN, O FALLON, MO 63366-1693

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 17, 2019
Property Address	1004 CRESTWOOD LN, O FALLON, MO 63366-1693
Document Number	0071631533
Book / Page	7163 / 1533
Map Reference	MB 50 PG 134
Instrument Date	Oct 15, 2019
Instrument	20191017000582460
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	DEPENDABLE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 CRESTWOOD LN, O FALLON, MO 63366-1693

Mortgage

Document Number	20191017000582470
Date	Oct 17, 2019
Instrument	20191017000582470

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,840.00 (-0.08%)	$75,474 (+2.86%)	$397,231 (+2.87%) Land $60,000 Building $337,231
2024	$4,844.00
2023		$73,372
2022			$386,167 Land $50,000 Building $336,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Gateway Fiber, Wisper ISP.

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