1004 Colonial Dr, Troy, OH 45373 Property Records

Miami County property record for 1004 Colonial Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1964
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on File
Last Sale	$85,100 (Feb 2020)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`D08-051810`

Property Details

APN / Parcel Number

Primary APN	`D08-051810`
Alternative APNs	`011012.3-17-001-00` `D08NE058 01300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	2,214 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Area	297 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1004 COLONIAL DR
City	TROY
State	OH
Zip	45373-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5263 85
Legal Subdivision	HERITAGE HILLS
Legal Lot Number	5263
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2002
Census Tract	365102

Owner

1004 Colonial Dr is owned and occupied by an individual who bought it in February 2020.

Source: Miami County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 COLONIAL DR, TROY, OH 45373-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage COVINGTON S&L ASSN
Feb 6, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Prior Sale	Dec 16, 2005 · Amount on File
Deed Document Number	20202020OR-01644
Prior Transfer Date	Jan 27, 2020
Prior Transfer Doc	0000001644
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1004 COLONIAL DR, TROY, OH 45373-1802
Document Number	0000003643
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 COVENT RD TROY OH 453732415, TROY, OH 45373-2415

Mortgage

Document Number	0000003643
Date	Apr 19, 2020
Instrument	3643

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank
Address	COVINGTON, OH 45318

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 18, 2040

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 6, 2020
Property Address	1004 COLONIAL DR, TROY, OH 45373-1802
Document Number	0000001644
Instrument Date	Jan 27, 2020
Instrument	1644
Transaction Type	Foreclosure
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 COVENT RD TROY OH 453732415, TROY, OH 45373-2415

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Colonial Dr was $1,772, up 10.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 (+10.68%)	$52,300 (+25.78%) Land $11,940 Building $40,360	$149,400 Land $34,100 Building $115,300
2024	$1,601.00 (+2.23%)	$41,580 (-) Land $12,880 Building $28,700
2023	$1,566.00 (+16.95%)	$41,580 (-) Land $12,880 Building $28,700	$118,800 (-) Land $36,800 Building $82,000
2022	$1,339.00	$41,580 Land $12,880 Building $28,700	$118,800 Land $36,800 Building $82,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 Colonial Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (1980–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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