1004 Classic Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 1004 Classic Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,917 sqft · built 1984
Lot Size	0.335 acres (14,586 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2025)
Tax Bill	$6,659 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066755-6424`

Property Details

APN / Parcel Number

Primary APN	`066755-6424`
Alternative APN	`U1329202AS000000000350`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	1,917 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,586 sqft (0.335 acres)
Lot Dimensions	135 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	181 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0667556424
Street Address	1004 CLASSIC DR
City	VALRICO
State	FL
Zip	33594-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	LAKEMONT UNIT NO 5A LOT 35
Legal Range	20E
Legal Township	29S
Legal Section	13
Legal Subdivision	LAKEMONT UNIT NO 5A
Legal Tract	2AS
Legal Lot Number	35
Legal Unit	5A
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2009
Census Tract	12208

Owner

1004 Classic Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 CLASSIC DR, VALRICO, FL 33594-6608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 27, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 27, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Jun 10, 2025 · Amount on File
Deed Document Number	2025449311
Prior Transfer Date	May 31, 2006
Prior Transfer Doc	0000301515
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1004 CLASSIC DR, VALRICO, FL 33594-6608
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 ROY ST, FT WALTON BCH, FL 32547-2040

Mortgage

Document Number	0000166075
Date	Apr 24, 2024
Instrument	2024166075

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1004 CLASSIC DR, VALRICO, FL 33594-6608
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 ROY ST, FORT WALTON BEACH, FL 32547-2040

Mortgage

Document Number	0000208541
Date	Apr 27, 2021
Instrument	2021208541

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 20, 2025
Property Address	1004 CLASSIC DR, VALRICO, FL 33594-6608
Document Number	0000449311
Map Reference	MB 51 PG 7
Instrument Date	Oct 17, 2025
Instrument	2025449311
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	TITLE TECH NETWORKS INC, TITLE TECH NETWORKS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 E PECOS RD # RD501, RD501, GILBERT, AZ 85295-3200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 CLASSIC DR, VALRICO, FL 33594-6608

Mortgage

Document Number	0000449312
Date	Oct 20, 2025
Instrument	2025449312

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	1004 CLASSIC DR, VALRICO, FL 33594-6608
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 ROY ST, FORT WALTON BEACH, FL 32547-2040

Mortgage

Document Number	2021208541
Date	Apr 27, 2021
Instrument	2021208541

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Classic Dr was $6,659, up 75.4% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,204 (-11.76%)	$322,137 (-1.82%) Land $101,355 Building $220,782
2025	$6,659.00 (+75.42%) Homeowner's exemption	$230,288 (+2.9%)	$328,106 (+2.32%) Land $101,355 Building $226,751
2024	$3,796.00 (+3.94%) Homeowner's exemption	$223,798 (+3%)	$320,671 (-3.06%) Land $90,094 Building $230,577
2023	$3,652.00 (+5.37%) Homeowner's exemption	$217,280 (+3%)	$330,795 (+7.51%) Land $90,094 Building $240,701
2022	$3,466.00 Homeowner's exemption	$210,951	$307,686 Land $78,832 Building $228,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 Classic Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Classic Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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