1004 Clairmont Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 1004 Clairmont Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,720 sqft · built 2006
Lot Size	0.343 acres (14,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Oct 2021)
Tax Bill	$6,076 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`884732131008`

Property Details

APN / Parcel Number

Primary APN	`884732131008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
Basement Area	1,720 sqft
Finished Basement	1,490 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,937 sqft (0.343 acres)
Lot Dimensions	155 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Deck Area	256 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1004 CLAIRMONT CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW BROOK 3RD ADDITION LOT 32
Legal Range	47W
Legal Township	88N
Legal Section	32
Legal Subdivision	MEADOW BROOK THIRD
Legal Lot Number	32
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3007
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Oct 20, 2005 · Amount on Record
Deed Document Number	202114744
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	1004 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6504
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006234
Date	May 10, 2021
Instrument	2021-06234

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Oct 22, 2021
Property Address	1004 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6504
Document Number	0000004744
Instrument Date	Oct 22, 2021
Instrument	2021-14744
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1004 CLAIRMONT CIR, SERGEANT BLUFF, IA 51054-6504

Mortgage

Document Number	0000004745
Date	Oct 22, 2021
Instrument	2021-14745

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,076.00 (+7.05%) Homeowner's exemption	$423,640 (+8.65%) Land $47,580 Building $376,060	$423,640 (+8.65%) Land $47,580 Building $376,060
2023	$5,676.00 (-2.44%) Homeowner's exemption	$389,930 Land $38,600 Building $351,330	$389,930 Land $38,600 Building $351,330
2022	$5,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	300 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: ImOn Communications, Verizon.

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