Oldham County property record for 1004 Cherry Ridge Run, La Grange, KY 40031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,519 sqft · built 2005 |
| Lot Size | 0.278 acres (12,131 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Mar 2017) |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-33C-02B-38 |
| Primary APN | 47-33C-02B-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,519 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,131 sqft (0.278 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 56818 |
|---|---|
| Street Address | 1004 CHERRY RIDGE RUN |
| City | LA GRANGE |
| State | KY |
| Zip | 40031-7984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .2785AC |
| Legal Block | SEC 2B |
| Legal Lot Number | 38 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | LA GRANGE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30401 |
1004 Cherry Ridge Run is owned and occupied by an individual who bought it in March 2017.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2017 | Deed of Trust, Mortgage PNC BANK NA |
| Oct 15, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 3, 2017 | Special Warranty Deed, Transfer · VA Mortgage BENCHMARK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on File |
| Deed Sale | Mar 3, 2017 · Amount on File |
| Prior Sale | Oct 17, 2016 · Amount on File |
| Deed Document Number | 521876 |
| Deed Book / Page | D1155 / 361 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1004 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2263/1019 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | M2263/1019 |
| Instrument | 526146 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | LA GRANGE, KY 40031 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jun 18, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1004 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2458/317 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | M2458/317 |
| Instrument | 600539 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 3, 2017 |
| Property Address | 1004 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984 |
| Document Number | D1155/361 |
| Book / Page | D1155 / 361 |
| Map Reference | MB6 PG63 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 521876 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2999 WESTMINSTER AVE STE 265, 2999, SEAL BEACH, CA 90740-5379 |
| Name | Verified Name |
|---|---|
| Address | 1004 CHERRY RIDGE RUN, LA GRANGE, KY 40031-7984 |
| Document Number | 521877 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 521877 |
| Name | BENCHMARK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 1004 Cherry Ridge Run was $2,644 with a homeowner's exemption.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | La Grange City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,644.00 Homeowner's exemption | $260,000 Land $35,000 Building $225,000 | $260,000 Land $35,000 Building $225,000 |
| 2023 | $2,079.00 Homeowner's exemption | $210,000 Land $35,000 Building $175,000 | $210,000 Land $35,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Cherry Ridge Run in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1004 Cherry Ridge Run is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE UTILITIES COMMISSION serves 10,067 people · EPA ID KY0930481 |
|---|---|
| Water Source | Purchased groundwater from OLDHAM COUNTY WATER DISTRICT |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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