Decatur County property record for 1004 Carters Ct, Bainbridge, GA 39819
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,948 sqft · built 2022 |
| Lot Size | 0.813 acres (35,455 sqft) |
| Owner | Individual Name on File |
| Last Sale | $378,200 (Nov 2022) |
| Tax Bill | $495 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | B096B-011-000 |
| Primary APN | B096B-011-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,948 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,455 sqft |
| Garage Area | 1,154 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17915 |
|---|---|
| Old Parcel Number | B096B00000011000 |
| Street Address | 1004 CARTERS CT |
| City | BAINBRIDGE |
| State | GA |
| Zip | 39819-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 506 796 1004 CARTERS COURT |
| Legal Subdivision | MALLARD TRACE PHASE I |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | DECATUR GA |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970600 |
Source: Decatur County records · APN B096B-011-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 CARTERS CT, BAINBRIDGE, GA 39819-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2025 | Deed of Trust, Mortgage · VA Mortgage ACTIVE LINK |
| Jan 25, 2024 | Deed of Trust, Mortgage · VA Mortgage SAYGO HOME LOANS |
| Nov 18, 2022 | Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Jun 23, 2005 · Amount on Record |
| Deed Document Number | 0000506796 |
| Deed Book / Page | 506 / 796 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 1004 CARTERS CT, BAINBRIDGE, GA 39819-9003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1004 CARTERS CT, BAINBRIDGE, GA 39819-9003 |
| Document Number | 0000000540/0000000919 |
|---|---|
| Date | Jan 23, 2025 |
| Book Page | 0000000540/0000000919 |
| Name | ACTIVE LINK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 1004 CARTERS CT, BAINBRIDGE, GA 39819-9003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1004 CARTERS CT, BAINBRIDGE, GA 39819-9003 |
| Document Number | 0000000524/0000000951 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 0000000524/0000000951 |
| Name | SAYGO HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | Nov 18, 2022 |
| Property Address | 1004 CARTERS CT, BAINBRIDGE, GA 39819-9003 |
| Document Number | 000506/796 |
| Book / Page | 506 / 796 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022-001250 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 CARTERS CT, BAINBRIDGE, GA 39819-9003 |
| Document Number | 0000000506/0000000798 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 0000000506/0000000798 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Decatur County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Bainbridge City |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $495.00 (-38.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $171,255 (+25.85%) Land $10,000 Building $161,255 | $428,137 (+25.85%) Land $25,000 Building $403,137 |
| 2023 | $804.00 (+226.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $136,080 Land $10,000 Building $126,080 | $340,200 Land $25,000 Building $315,200 |
| 2022 | $246.00 |
Source: FEMA National Flood Hazard Layer, Decatur County (13087C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130879706004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 87 policies |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 24 (1983–2018) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Bainbridge, Georgia Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 60 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system GA0870001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAINBRIDGE serves 14,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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