1004 Carnegie Dr, Inverness, FL 34450 Property Records

Citrus County property record for 1004 Carnegie Dr, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1986
Lot Size	0.221 acres (9,639 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Jan 2025)
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-03010-0050`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-03010-0050`
Alternative APNs	`2119S20E0020030100050` `1790034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,120 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,639 sqft (0.221 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	315 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1790034
Street Address	1004 CARNEGIE DR
City	INVERNESS
State	FL
Zip	34450-6822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 5 & 6 BLK 301
Legal Range	20E
Legal Township	19S
Legal Section	21
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	301
Legal Lot Number	5,6
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3000
Census Tract	451002

Owner

1004 Carnegie Dr is owned and occupied by an individual who bought it in January 2025.

Source: Citrus County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1004 CARNEGIE DR, INVERNESS, FL 34450-6822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on File
Deed Sale	Jan 24, 2025 · Amount on File
Prior Sale	Oct 7, 2022 · Amount on File
Deed Document Number	20254411
Deed Book / Page	3534 / 1247
Prior Transfer Date	Nov 5, 2023
Prior Transfer Doc	0035162273
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 7, 2022
Property Address	1004 CARNEGIE DR, INVERNESS, FL 34450-6822
Document Number	0033252103
Book / Page	3325 / 2103
Map Reference	MB 3 PG 51-66
Instrument Date	Oct 5, 2022
Instrument	2022069269
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,389.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8660 E ROSEMONT CT, 8660, INVERNESS, FL 34450-7373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 CARNEGIE DR, INVERNESS, FL 34450-6822

Mortgage

Document Number	0033252105
Date	Oct 7, 2022
Instrument	3325/2105

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Carnegie Dr was $2,671, down 1.6% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,671.00 (-1.58%)	$165,941 (-3.47%) Land $10,240 Building $155,701	$165,941 (-3.47%) Land $10,240 Building $155,701
2024	$2,714.00 (+7.27%) Additional exemption filed	$171,914 (+8.8%) Land $8,800 Building $163,114	$171,914 (+8.8%) Land $8,800 Building $163,114
2023	$2,530.00 (+49.53%) Additional exemption filed	$158,014 (+33.72%) Land $8,800 Building $149,214	$158,014 (+33.72%) Land $8,800 Building $149,214
2022	$1,692.00	$118,170 Land $7,440 Building $110,730	$118,170 Land $7,440 Building $110,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Carnegie Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Carnegie Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000