1004 Bluff St, Fulton, MO 65251 Property Records

Callaway County property record for 1004 Bluff St, Fulton, MO 65251

Property Summary

Property Type	Commercial
Details	1 ba · 3,678 sqft · built 2019
Lot Size	0.585 acres (25,483 sqft)
Owner	Individual Name on File
Tax Bill	$3,680 (2025)
Deeds & Mortgages	Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-02.0-09.0-30-009-015.000`

Property Details

APN / Parcel Number

Primary APN	`13-02.0-09.0-30-009-015.000`
Alternative APN	`1302009030009010000`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,678 sqft Gross Area
1st Floor Area	1,839 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	25,483 sqft (0.585 acres)
Lot Dimensions	17 ft deep x 15 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1302009030009015000
Street Address	1004 BLUFF ST
City	FULTON
State	MO
Zip	65251-2321
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2 W 35' LOT 3 & 4 BLK 109 NCP
Legal Range	09W
Legal Township	47N
Legal Section	09
Legal Subdivision	CITY OF FULTON
Legal Block	109
Legal Lot Number	2
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2001
Census Tract	70302

Owner

Source: Callaway County records · APN 13-02.0-09.0-30-009-015.000

Assessment roll updated January 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1004 BLUFF ST, FULTON, MO 65251-2321
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2022
Deed Sale	Feb 04, 2022
Prior Sale	Jun 29, 2005 · Amount on Record
Deed Document Number	2022730
Deed Book / Page	497 / 718
Last Transfer Date	Aug 28, 2024
Transfer Doc	000517/764
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Feb 04, 2022
Property Address	1004 BLUFF ST, FULTON, MO 65251-2321
Document Number	000497/718
Book / Page	497 / 718
Instrument Date	Jan 31, 2022
Instrument	202200730
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 BLUFF ST, FULTON, MO 65251-2321

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,680.00 (-0.11%)	$58,524 (-)	$182,890 (-)
2024	$3,684.00 (+0.49%)	$58,524 (-)	$182,890 (-)
2023	$3,666.00	$58,524 (-)	$182,890 (-)
2022	$3,666.00	$58,524 Land $3,798 Building $54,726
2021			$182,890 Land $11,870 Building $171,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 5, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Whittrio Fixed Wireless · not low latency	100 / 50

May also be available: Callabyte Technology, T-Mobile USA.

Based on FCC filings for 274 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FULTON PWS serves 12,600 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.