1004 Bayside Dr, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 1004 Bayside Dr, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,706 sqft · built 1971
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Feb 2021)
Tax Bill	$6,920 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-022440`

Property Details

APN / Parcel Number

Primary APN	`04-022440`
Alternative APNs	`4022440` `022440`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,706 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	336 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	022440
Street Address	1004 BAYSIDE DR
City	STEVENSVILLE
State	MD
Zip	21666-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 6-BLK 16-SECT 1 BAY CITY
Legal Subdivision	BAY CITY
Legal Block	16
Legal Lot Number	6
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2006
Census Tract	810901

Owner

Source: Queen Anne's County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 BAYSIDE DR, STEVENSVILLE, MD 21666-2738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAFAYETTE FCU
Feb 22, 2021	Deed, Transfer · Conventional Mortgage LAFAYETTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jan 20, 1986 · Amount on Record
Deed Book / Page	3611 / 260
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1004 BAYSIDE DR, STEVENSVILLE, MD 21666-2738
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	NORTHERN VIRGINIA LAND TITLE, NORTHERN VIRGINIA T&E

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 BAYSIDE DR, STEVENSVILLE, MD 21666-2738

Mortgage

Document Number	0047190096
Date	Feb 3, 2026
Book Page	4719/96

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1004 BAYSIDE DR, STEVENSVILLE, MD 21666-2738
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 BAYSIDE DR, STEVENSVILLE, MD 21666-2738

Mortgage

Document Number	0039510035
Date	Jan 20, 2022
Book Page	3951/35

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 22, 2021
Property Address	1004 BAYSIDE DR, STEVENSVILLE, MD 21666-2738
Document Number	0036110260
Book / Page	3611 / 260
Instrument Date	Feb 2, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 BAYSIDE DR, STEVENSVILLE, MD 21666-2738

Mortgage

Document Number	0003611266
Date	Feb 22, 2021
Instrument	3611/266

Lender

Name	LAFAYETTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,500 (+33.38%) Land $600,000 Building $201,500	$801,500 (+33.38%) Land $600,000 Building $201,500
2025	$6,920.00 (+22.26%)
2023	$5,660.00	$600,900 Land $480,000 Building $120,900	$600,900 Land $480,000 Building $120,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	113 (1978–2024)
Claims Outside the SFHA	19 of 113
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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