1004 Banister Loop, Jacksonville, NC 28546 Property Records

Onslow County property record for 1004 Banister Loop, Jacksonville, NC 28546

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,024 sqft · built 2010
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$133,000 (Mar 2022)
Tax Bill	$1,511 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`339J-23`

Property Details

APN / Parcel Number

Primary APN	`339J-23`
Alternative APNs	`484888000` `076683`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	484888000
Street Address	1004 BANISTER LOOP
City	JACKSONVILLE
State	NC
Zip	28546-7252
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF-HD
Legal Description	L23 THE GABLES
Legal Subdivision	THE GABLES REVISED
Legal Lot Number	23
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1009
Census Tract	1301

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1273 LILLIBRIDGE DR, LELAND, NC 28451-7020
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Apr 29, 2022	Warranty Deed, Transfer
Mar 31, 2022	Warranty Deed, Transfer
Jul 24, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Book / Page	5719 / 573
Prior Transfer Date	Oct 6, 2014
Prior Transfer Doc	0042100323
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	1004 BANISTER LOOP, JACKSONVILLE, NC 28546-7252
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057410194
Date	Apr 29, 2022
Book Page	5741/194

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	Other
Margin	3
Max Rate	9%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 29, 2022
Property Address	1004 BANISTER LOOP, JACKSONVILLE, NC 28546-7252
Document Number	0057410218
Book / Page	5741 / 218
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 LILLIBRIDGE DR, LELAND, NC 28451-7020

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 31, 2022
Property Address	1004 BANISTER LOOP, JACKSONVILLE, NC 28546-7252
Document Number	0057190573
Book / Page	5719 / 573
Instrument Date	Mar 19, 2022
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Tax	$266.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 LILLIBRIDGE DR, LELAND, NC 28451-7020

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 24, 2019
Property Address	1004 BANISTER LOOP, JACKSONVILLE, NC 28546-7252
Document Number	0049890201
Book / Page	004989 / 000201
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 BANISTER LOOP JACKSONVILLE NC 285467252, JACKSONVILLE, NC 28546-7252

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,511.00 (+2.37%)	$171,124 (+45.46%) Land $45,000 Building $126,124	$171,124 (+45.46%) Land $45,000 Building $126,124
2025	$1,476.00	$117,644 (-) Land $13,000 Building $104,644	$117,644 (-) Land $13,000 Building $104,644
2023	$1,476.00	$117,644 Land $13,000 Building $104,644	$117,644 Land $13,000 Building $104,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Metronet.

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