Cook County property record for 1004 Balmoral Ln, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,138 sqft · built 2005 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $334,000 (Apr 2016) |
| Tax Bill | $11,283 (2023) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-207-009 |
| Primary APN | 06-29-207-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,138 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Multi-Level |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,631 sqft (0.267 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Well |
| Street Address | 1004 BALMORAL LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CASTLE CRK/ELGIN |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 804513 |
Source: Cook County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1004 BALMORAL LN, ELGIN, IL 60120-7537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2016 · Amount on Record |
| Deed Sale | Apr 28, 2016 · Amount on Record |
| Prior Sale | Mar 18, 2016 · Amount on Record |
| Deed Document Number | 201610128 |
| Prior Transfer Date | Oct 19, 2015 |
| Prior Transfer Doc | 0000022000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1004 BALMORAL LN, ELGIN, IL 60120-7537 |
| Document Number | 2020322198 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 1004 BALMORAL LN ELGIN IL 601207537, ELGIN, IL 60120-7537 |
| Document Number | 2020322198 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 20322198 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 20, 2035 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,000 (+30.96%) Land $11,631 Building $43,369 | $550,000 (+30.96%) Land $116,310 Building $433,690 | |
| 2023 | $11,283.00 (+2.99%) | ||
| 2022 | $10,955.00 Homeowner's exemption | $41,999 Land $9,886 Building $32,113 | $419,990 Land $98,860 Building $321,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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