1004 Baldwin Ln, Waxhaw, NC 28173 Property Records

Union County property record for 1004 Baldwin Ln, Waxhaw, NC 28173

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,502 sqft · built 1995
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Nov 2021)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-201-039`

Property Details

APN / Parcel Number

Primary APN	`06-201-039`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	3,007 sqft
1st Floor Area	1,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,631 sqft (0.267 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1004 BALDWIN LN
City	WAXHAW
State	NC
Zip	28173-7532
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-6 UNION
Legal Description	#26 CREEKSTONE@HUNTER OAKS BLK3/MP2 OPCD675
Legal Subdivision	HUNTER OAKS - CREEKSTONE
Legal Block	3
Legal Lot Number	26
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	3
Census Block	3012
Census Tract	21006

Owner

1004 Baldwin Ln, a rural home, is owned and occupied by two individuals who bought it in November 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1004 BALDWIN LN, WAXHAW, NC 28173-7532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Jun 20, 2014 · Amount on File
Deed Document Number	202156121
Deed Book / Page	8326 / 405
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1004 BALDWIN LN, WAXHAW, NC 28173-7532
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 BALDWIN LN, WAXHAW, NC 28173-7532

Mortgage

Document Number	0009334211
Date	Mar 25, 2026
Book Page	9334/211
Instrument	7822

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 29, 2021
Property Address	1004 BALDWIN LN, WAXHAW, NC 28173-7532
Document Number	0008326405
Book / Page	8326 / 405
Map Reference	CAB D FILE 675
Instrument Date	Nov 29, 2021
Instrument	56121
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MASTERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2110 OFFALY DR UNIT 3, 2110, MATTHEWS, NC 28105-5250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 BALDWIN LN, WAXHAW, NC 28173-7532

Mortgage

Document Number	0000056122
Date	Nov 29, 2021
Instrument	56122

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1004 BALDWIN LN, WAXHAW, NC 28173-7532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7700331
Date	Jun 12, 2020
Book Page	7700/331
Instrument	21118

Lender

Name	AURORA FINANCIAL LLC
Type	Lending Institution
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Baldwin Ln was $3,206.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690,200 (-) Land $137,100 Building $553,100	$690,200 (-) Land $137,100 Building $553,100
2025	$3,206.00	$690,200 Land $137,100 Building $553,100	$690,200 Land $137,100 Building $553,100
2023	$2,650.00	$423,800 Land $93,000 Building $330,800	$423,800 Land $93,000 Building $330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Baldwin Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Baldwin Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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