Clay County property record for 1004 Aspen Dr, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,751 sqft · built 1998 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,950 (Jul 2026) |
| Tax Bill | $6,034 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-407-00-06-017.00 |
| Primary APN | 15-407-00-06-017.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,751 sqft Living Area |
| Gross Area | 4,750 sqft |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 1,130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 182 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1004 ASPEN DR |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAYWOODS 6TH PLAT LT 33 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 17 |
| Legal Subdivision | CLAYWOODS 06 |
| Legal Lot Number | 33 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 21601 |
1004 Aspen Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Clay County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · VA Mortgage FIRST STATE BANK/STATE CHARLES |
| Apr 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF KANSAS CITY |
| Sep 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF KANSAS CITY |
| Jan 3, 2024 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| Jun 1, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 25, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on File |
| Deed Sale | Jul 21, 2026 · Amount on File |
| Prior Sale | May 25, 2023 |
| Deed Document Number | 202620017 |
| Deed Book / Page | 10215 / 70 |
| Prior Transfer Date | Aug 5, 2020 |
| Prior Transfer Doc | 0000030994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 21, 2026 |
| Property Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Document Number | 0000020017 |
| Book / Page | 10215 / 70 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202620017 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | THOMSON AFFINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020033, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 10215/85 |
| Instrument | 202620033 |
| Name | FIRST STATE BANK/STATE CHARLES |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000007382 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 9539/125 |
| Instrument | 2023007382 |
| Name | FIRST FEDERAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | LEES SUMMIT, MO 64081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000023640 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 9633/47 |
| Instrument | 2023023640 |
| Name | FIRST FEDERAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | SOFR Average 30-Day |
| Margin | 1 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Document Number | 0000000183 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 9676/20 |
| Instrument | 2024000183 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Dec 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 506 E LINWOOD TER, INDEPENDENCE, MO 64055-1827 |
| Document Number | 0000012515 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 9569/171 |
| Instrument | 2023012515 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 25, 2023 |
| Property Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Document Number | 0000011830 |
| Book / Page | 9565 / 156 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023011830 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Document Number | 0000012515 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023012515 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 1004 ASPEN DR, LIBERTY, MO 64068-7411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045460 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 8877/109 |
| Instrument | 2020045460 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 1004 Aspen Dr was $6,034, up 13.9% from the year before.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,034.00 (+13.94%) | $83,980 | $442,000 |
| 2024 | $5,296.00 (-1.65%) | ||
| 2023 | $5,385.00 | $68,860 | $362,421 |
| 2019 | $4,536.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1004 Aspen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1004 Aspen Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY PWS serves 30,800 people · EPA ID MO1010466 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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