1004 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1004 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,538 sqft Living Area
Lot Size	12,632 sqft (0.29 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2014)
Tax Bill	$1,884.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-0920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,538 sqft Living Area
Gross Area	1,970 sqft Gross Area
1st Floor	1,538 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.29 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	432 sqft Garage
Patio Area	200 sqft Patio
Porch Area	34 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1004 ARDMORE ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-3425
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 92 OR3980/1491
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	92
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4014
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-0920

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1004 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3425
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2014 · Amount on Record
Deed Sale	Dec 10, 2014 · Amount on Record
Prior Sale	Jul 13, 2007 · Amount on Record
Deed Doc Number	201471599
Deed Book / Page	3963 / 323
Last Transfer Date	Jan 23, 2015
Transfer Doc	0039801491
Record Refreshed	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1004 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3425
Document Number	0048490630
Instrument Date	Dec 07, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 ARDMORE ST ST AUGUSTINE FL 320923425, ST AUGUSTINE, FL 32092-3425

Mortgage

Document Number	0048490630
Date	Dec 13, 2019
Book Page	004849/000630
Instrument	93763

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2034

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,135 (+2.7%)	$269,902 (-1.91%) Land $70,000 Building $199,902
2025	$1,884.00 (+15.44%) Homeowner's exemption Widower's exemption	$158,846 (+5.99%)	$275,167 (-7.65%) Land $70,000 Building $205,167
2024	$1,632.00 (+2.45%)
2023	$1,593.00 (+0.31%) Homeowner's exemption Widower's exemption	$149,873 (+3%)	$297,946 (+6.48%) Land $82,790 Building $215,156
2022	$1,588.00 Homeowner's exemption Widower's exemption	$145,508	$279,825 Land $73,920 Building $205,905

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.