Santa Cruz County property record for 1004 3rd St, Santa Cruz, CA 95060
| Property Type | Quadplex |
|---|---|
| Details | 4 bd · 3 ba · 2,220 sqft · built 1928 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $795,000 (Nov 2009) |
| Tax Bill | $12,463 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-033-13 |
| Primary APN | 007-033-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,462 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Quadruplex |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1004 3RD ST |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-5006 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 101002 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1004 3RD ST, SANTA CRUZ, CA 95060-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2009 · Amount on Record |
| Deed Sale | Nov 2, 2009 · Amount on Record |
| Prior Sale | Mar 8, 2005 · Amount on Record |
| Deed Document Number | 200951542 |
| Prior Transfer Date | Dec 30, 1996 |
| Prior Transfer Doc | 0000046693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 8, 2020 |
| Property Address | 1004 3RD ST, SANTA CRUZ, CA 95060-5088 |
| Document Number | 0000015850 |
| Instrument Date | May 1, 2020 |
| Instrument | 15850 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1004 3RD ST SANTA CRUZ CA 950605088, SANTA CRUZ, CA 95060-5088 |
| Document Number | 15851 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 15851 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 7, 2035 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Santa Cruz City |
| Elementary School District | Santa Cruz City Elementary School District (KG - 05) |
| Secondary School District | Santa Cruz City High School District (6-12) (06 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,046,731 (+2%) Land $658,321 Building $388,410 | |
| 2025 | $12,463.00 (+8.52%) | $1,026,207 (+4.04%) Land $645,413 Building $380,794 |
| 2023 | $11,485.00 (+1.12%) | $986,358 Land $620,351 Building $366,007 |
| 2022 | $11,358.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A99, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 units insured incl. 15 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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