1004 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1004 3rd Ave, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.262 acres (11,400 sqft)
OwnerIndividual Name on File
Tax Bill$2,657 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1121280018

Property Details

APN / Parcel Number

Primary APN1121280018
Alternative APN
  • 17794

Exterior

Lot Area11,400 sqft (0.262 acres)
Lot Dimensions150 ft deep x 76 ft wide

Location & Zoning

Account Number17794
Street Address1004 3RD AVE
CitySTERLING
StateIL
Zip61081-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIPES SUBD LOT 6 LOT 5 & S 1/2 LOT 4 & LOT 6 (EX S 55) BLK 4 357100X
Legal SubdivisionLIPES SUBDIVISION
Legal Block4
Legal Lot Number4-6
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2005
Census Tract1102

Owner

1004 3rd Ave is owned and occupied by an individual.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address1004 3RD AVE, STERLING, IL 61081-2431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1004 3RD AVE, STERLING, IL 61081-2431
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005475
DateSep 7, 2022
Instrument2022-05475
Lender
NameSTERLING FEDERAL BANK
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record
Term85 Months
DueOct 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1004 3rd Ave was $2,657.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,657.00$32,160 Land $5,643 Building $26,517
2024$96,480 Land $16,929 Building $79,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1004 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000
Rise Broadband
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 3rd Ave

Nearby Streets

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