10039 NE River Rd, Rice, MN 56367 Property Records

Benton County property record for 10039 NE River Rd, Rice, MN 56367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1960
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Jun 2020)
Tax Bill	$2,454 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12.00073.00`

Property Details

APN / Parcel Number

Primary APN	`12.00073.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	300 ft deep x 436 ft wide
Garage Area	528 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10039 NE RIVER RD
City	RICE
State	MN
Zip	56367-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-09 TWP-037 RANGE-031 3.00 AC PART OF SE1/4 NW1/4 COMM AT INTERSEC OF S LINE & C/L OF CO RD 21 TH W 436 FT TH N 300 FT TH
Legal Range	031
Legal Township	037
Legal Section	09
Jurisdiction	BENTON MN
Township / Civil Division	WATAB
Census Block Group	1
Census Block	1023
Census Tract	20205

Owner

10039 NE River Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Benton County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10039 NE RIVER RD, RICE, MN 56367-4503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit STATE CLOUD FEDERAL CREDIT UNION
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	Nov 22, 2013 · Amount on File
Deed Document Number	2020443399
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Recording Date	Apr 21, 2026
Property Address	10039 NE RIVER RD, RICE, MN 56367-4503
Document Number	0000482854
Instrument Date	Mar 26, 2026
Instrument	2026482854
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10039 NE RIVER RD, RICE, MN 56367-4503

Mortgage

Document Number	0000482854,
Date	Apr 21, 2026
Instrument	2026482854

Lender

Name	STATE CLOUD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2046

Interest

Rate	5.98%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 9, 2020
Property Address	10039 NE RIVER RD, RICE, MN 56367-4503
Document Number	443399
Instrument Date	Jun 5, 2020
Instrument	443399
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10039 NE RIVER RD, RICE, MN 56367-4503

Mortgage

Document Number	443400
Date	Jun 9, 2020
Instrument	443400

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10039 NE River Rd was $2,454 with a homeowner's exemption, up 9.1% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Watab Township
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,454.00 (+9.07%) Homeowner's exemption	$270,100 (+3.61%) Land $68,100 Building $202,000	$270,100 (+3.61%) Land $68,100 Building $202,000
2025	$2,250.00 Homeowner's exemption	$260,700 Land $64,100 Building $196,600	$260,700 Land $64,100 Building $196,600
2023	$1,522.00	$178,900 Land $62,000 Building $116,900	$178,900 Land $62,000 Building $116,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10039 NE River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	21 (1997–2001)
Claims Outside the SFHA	1 of 21
Most Recent Claim	May 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 7 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10039 NE River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Midco.

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