10039 Cristobal Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10039 Cristobal Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1961
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Company Names on Record
Last Sale	$395,000 (Jul 2014)
Tax Bill	$6,439 (2025)
Deeds & Mortgages	Jul 2026 Transfer Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505-073-12-00`

Property Details

APN / Parcel Number

Primary APN	`505-073-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10039 CRISTOBAL DR
City	SPRING VALLEY
State	CA
Zip	91977-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 56 TR 004323
Legal Subdivision	HELIX VISTA ESTATES
Legal Tract	004323
Legal Block	3
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	13503

Owner

Source: San Diego County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6980 PLATT AVE, WEST HILLS, CA 91307-2437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on Record
Deed Sale	Jul 31, 2014 · Amount on Record
Prior Sale	Apr 16, 2014 · Amount on Record
Deed Document Number	2014324913
Last Transfer Date	Jun 6, 2026
Transfer Doc	0000221179
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2026
Property Address	10039 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128
Document Number	0000221179
Instrument Date	Jun 6, 2026
Instrument	2026221179
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	6980 PLATT AVE, WEST HILLS, CA 91307-2437

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10039 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6980 PLATT AVE, WEST HILLS, CA 91307-2437

Mortgage

Document Number	0000065149
Date	Mar 15, 2024
Instrument	2024-0065149

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10039 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6980 PLATT AVE, WEST HILLS, CA 91307-2437

Mortgage

Document Number	0000197788
Date	May 6, 2022
Instrument	2022-0197788

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10039 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017297
Date	Jan 17, 2018
Instrument	2018-0017297

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2020
Property Address	10039 CRISTOBAL DR, SPRING VALLEY, CA 91977-3128
Document Number	0000266200
Instrument Date	May 4, 2020
Instrument	266200
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6980 PLATT AVE WEST HILLS CA 913072437, WEST HILLS, CA 91307-2437

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$499,913 (+2%) Land $207,525 Building $292,388
2025	$6,439.00 (+7.21%) Homeowner's exemption	$490,111 (+4.04%) Land $203,456 Building $286,655
2023	$6,006.00 (+1.59%) Homeowner's exemption	$471,081 Land $195,556 Building $275,525
2022	$5,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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