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10039 Chester Lake Rd E, Jacksonville, FL 32256 Property Records

Duval County property record for 10039 Chester Lake Rd E, Jacksonville, FL 32256

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,477 sqft · built 1993
Lot Size0.999 acres (43,555 sqft)
Owner2 Individual Names on File
Last Sale$424,000 (Sep 2020)
Tax Bill$9,027 (2025)
Deeds & MortgagesSep 2023 Transfer
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN167801-2320

Property Details

APN / Parcel Number

Primary APN167801-2320

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,477 sqft Living Area
Gross Area3,599 sqft
1st Floor Area2,477 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,555 sqft
Garage TypeAttached
Garage Area718 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10039 CHESTER LAKE RD E
CityJACKSONVILLE
StateFL
Zip32256-3461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description46-32 06-4S-28E DEERCREEK COUNTRY CLUB UNIT 02 LOT 3
Legal Range28E
Legal Township04S
Legal Section06
Legal SubdivisionDEERCREEK CO CLUB UNIT 02
Legal Block3
Legal Lot Number3
Legal Unit2
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group3
Census Block3004
Census Tract14413

Owner

10039 Chester Lake Rd E is owned and occupied by two individuals who acquired it in September 2023.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address10039 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3461
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 2, 2020Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2020 · Amount on File
Deed SaleSep 2, 2020 · Amount on File
Prior SaleNov 25, 2013 · Amount on File
Deed Document Number2020193289
Deed Book / Page19355 / 438
Last Transfer DateSep 25, 2023
Transfer Doc0208260027
Record UpdatedOct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateSep 29, 2023
Property Address10039 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3461
Document Number0208260027
Book / Page20826 / 27
Map ReferenceMB 46 PG 32,32A-32C
Instrument DateSep 25, 2023
Instrument2023202214
Transaction TypeTransfer
Record UpdatedOct 11, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10039 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3461

Transferred To (Grantee/Buyer)

NameVerified Name
Address10039 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3461

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateSep 2, 2020
Property Address10039 CHESTER LAKE RD E, JACKSONVILLE, FL 32256-3461
Document Number0193550438
Book / Page19355 / 438
Map ReferenceMB 46 PG 32&32A-32C
Instrument DateAug 24, 2020
Instrument2020193289
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyOSBORNE & SHEFFIELD TTL SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,968.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13800 EGRETS NEST DR APT 818, 13800, JACKSONVILLE, FL 32258-5594

Transferred To (Grantee/Buyer)

NameVerified Name
Address11300 WILLOWDALE DR, GERMANTOWN, MD 20876-1722

Mortgage

Document Number0019355440
DateSep 2, 2020
Instrument19355/440
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10039 Chester Lake Rd E was $9,027 with a homeowner's exemption, up 4.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$583,093 (+10.32%)$616,112 (+11.59%) Land $221,106 Building $395,006
2025$9,027.00 (+4.29%) Homeowner's exemption$528,549$552,118 Land $225,000 Building $327,118
2024$8,656.00 (+2.66%)
2023$8,432.00 (+13.55%) Homeowner's exemption$498,694 (+10.08%) Land $120,000 Building $378,694$498,694 (+10.08%) Land $120,000 Building $378,694
2022$7,426.00$453,026 Land $110,000 Building $343,026$453,026 Land $110,000 Building $343,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10039 Chester Lake Rd E in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims8 (1996–2017)
Claims Outside the SFHA6 of 8
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10039 Chester Lake Rd E is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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