10039 Canopy Tree Ct, Orlando, FL 32836 Property Records

Orange County property record for 10039 Canopy Tree Ct, Orlando, FL 32836

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,966 sqft · built 1999
Lot Size	0.842 acres (36,688 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Mar 2024)
Tax Bill	$13,083 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-24-28-2495-01-480`

Property Details

APN / Parcel Number

Primary APN	`10-24-28-2495-01-480`
Alternative APNs	`282410249501480` `304320` `309169` `313355`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,966 sqft Living Area
Gross Area	3,753 sqft
1st Floor Area	1,932 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	36,688 sqft (0.842 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	184 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10039 CANOPY TREE CT
City	ORLANDO
State	FL
Zip	32836-5942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	EMERALD FOREST UNIT 2 35/119 LOT 148
Legal Range	28E
Legal Township	24S
Legal Section	10
Legal Subdivision	EMERALD FORESTS UT 2
Legal Tract	2495
Legal Block	1
Legal Lot Number	148
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1014
Census Tract	17123

Owner

10039 Canopy Tree Ct is owned and occupied by an individual who bought it in March 2024.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	10039 CANOPY TREE CT, ORLANDO, FL 32836-5942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2024 · Amount on File
Deed Sale	Mar 19, 2024 · Amount on File
Prior Sale	May 16, 2012 · Amount on File
Deed Document Number	2024161397
Prior Transfer Date	Jul 10, 2019
Prior Transfer Doc	0000443073
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10039 CANOPY TREE CT, ORLANDO, FL 32836-5942
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3422 GARLAND AVE, RICHMOND, VA 23222-2630

Mortgage

Document Number	0000161398
Date	Mar 19, 2024
Instrument	20240161398

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 18, 2019
Property Address	10039 CANOPY TREE CT, ORLANDO, FL 32836-5942
Document Number	0000443073
Instrument Date	Jul 10, 2019
Instrument	443073
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10039 CANOPY TREE CT ORLANDO FL 328365942, ORLANDO, FL 32836-5942

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10039 CANOPY TREE CT, ORLANDO, FL 32836-5942
Document Number	0000542025
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10039 CANOPY TREE CT ORLANDO FL 328365942, ORLANDO, FL 32836-5942

Mortgage

Document Number	0000542025
Date	Sep 13, 2018
Instrument	542025

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 12, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10039 Canopy Tree Ct was $13,083, down 0.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,630 (-1.32%) Land $210,000 Building $591,630	$801,630 (-1.32%) Land $210,000 Building $591,630
2025	$13,083.00 (-0.74%)	$812,330 Land $210,000 Building $602,330	$812,330 Land $210,000 Building $602,330
2024	$13,180.00 (+74.66%)
2023	$7,546.00 (+3.5%) Homeowner's exemption	$494,850 (+3%)	$744,226 (+19.21%) Land $210,000 Building $534,226
2022	$7,291.00 Homeowner's exemption	$480,437	$624,284 Land $210,000 Building $414,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10039 Canopy Tree Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	102.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10039 Canopy Tree Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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