10038 Green Valley Rd, Union Bridge, MD 21791 Property Records

Frederick County property record for 10038 Green Valley Rd, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,580 sqft · built 1968
Lot Size	0.834 acres (36,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jun 2024)
Tax Bill	$4,362 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-216916`

Property Details

APN / Parcel Number

Primary APN	`08-216916`
Alternative APNs	`8216916` `216916`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,380 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	36,329 sqft (0.834 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	216916
Street Address	10038 GREEN VALLEY RD
City	UNION BRIDGE
State	MD
Zip	21791-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 0.834 AC RT. 75 S/COPPERMINE RD.
Jurisdiction	FREDERICK MD
Township / Civil Division	8, LIBERTY
Census Block Group	1
Census Block	1001
Census Tract	751702

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10038 GREEN VALLEY RD, UNION BRIDGE, MD 21791-8108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Jan 6, 2016 · Amount on Record
Deed Book / Page	16915 / 236
Prior Transfer Date	Sep 9, 2011
Prior Transfer Doc	0085130491
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10038 GREEN VALLEY RD, UNION BRIDGE, MD 21791-8108
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145370421
Date	Feb 11, 2021
Book Page	14537/421

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,833 (+4.04%)	$386,700 (+12.12%) Land $148,100 Building $238,600
2025	$4,362.00 (+9.96%)	$344,900 (+20.58%) Land $148,100 Building $196,800	$344,900 (-) Land $148,100 Building $196,800
2024	$3,967.00 (+13.34%)
2023	$3,500.00	$286,033	$344,900 Land $148,100 Building $196,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20