10037 Deer Trace Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 10037 Deer Trace Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,260 sqft · built 1987
Lot Size	5.43 acres (236,531 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2020)
Tax Bill	$2,163 (2026)
Deeds & Mortgages	Dec 2020 Refinance Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21844`

Property Details

APN / Parcel Number

Primary APN	`21844`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Logs
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	236,531 sqft (5.43 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10037 DEER TRACE LN
City	GLOUCESTER
State	VA
Zip	23061-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	FIGG SHOP TRACT TRACT 97
Legal Subdivision	PLAT: PB20 983
Legal Tract	97
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3002
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10037 DEER TRACE LN, GLOUCESTER, VA 23061-2878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Feb 10, 2020	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	2020606
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10037 DEER TRACE LN, GLOUCESTER, VA 23061-2878
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200006660
Date	Dec 1, 2020
Instrument	200006660

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	352 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 10, 2020
Property Address	10037 DEER TRACE LN, GLOUCESTER, VA 23061-2878
Document Number	200000606
Instrument Date	Feb 6, 2020
Instrument	200000606
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	FIRST VIRGINIA TITLE&ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10037 DEER TRACE LN, GLOUCESTER, VA 23061-2878

Mortgage

Document Number	200000607
Date	Feb 10, 2020
Instrument	200000607

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,163.00 (+4.44%)	$371,030 (+9.96%) Land $71,560 Building $299,470	$371,030 (+9.96%) Land $71,560 Building $299,470
2025	$2,071.00 (+5.29%)	$337,420 (-) Land $54,480 Building $282,940	$337,420 (-) Land $54,480 Building $282,940
2024	$1,967.00	$337,420 (-) Land $54,480 Building $282,940	$337,420 (-) Land $54,480 Building $282,940
2023	$1,967.00 (-3.53%)	$337,420 (+19.93%) Land $54,480 Building $282,940	$337,420 (+19.93%) Land $54,480 Building $282,940
2022	$2,039.00	$281,340 Land $66,580 Building $214,760	$281,340 Land $66,580 Building $214,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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