10036 Baldwin Rd, Gaines, MI 48436 Property Records

Genesee County property record for 10036 Baldwin Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,158 sqft · built 1991
Lot Size1.83 acres (79,715 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Jun 2025)
Tax Bill$3,368 (2025)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN10-28-400-014

Property Details

APN / Parcel Number

Primary APN10-28-400-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,648 sqft Living Area
1st Floor Area1,168 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Lot Area79,715 sqft (1.83 acres)
Garage Area1,728 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address10036 BALDWIN RD
CityGAINES
StateMI
Zip48436-9709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-1
Legal DescriptionA PARCEL OF LAND BEG W 220 FT FROM SE COR OF SEC TH CONT W 362.72 FT TH N 2 DEG 01 MIN 40 SEC W 220 FT TH E 362.75 FT TH S 2
Legal Range05E
Legal Township06N
Legal Section28
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2021
Census Tract12801

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address233 BLANCH MANOR ST, WHITE LAKE, MI 48386-1909
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2025 · Amount on Record
Deed SaleJun 13, 2025 · Amount on Record
Prior SaleJan 12, 2016 · Amount on Record
Deed Document Number20255
Prior Transfer DateJul 25, 2012
Prior Transfer Doc0000066330
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address10036 BALDWIN RD, GAINES, MI 48436-9709
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001700
DateJan 10, 2018
Instrument201801100001700
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,300 (+41.37%) Land $19,800 Building $155,500$350,600 (+41.37%) Land $39,600 Building $311,000
2025$3,368.00 (+2.68%) Homeowner's exemption$124,000 (+7.55%)$248,000 (+7.55%)
2024$3,280.00 (+38.05%)
2023$115,300$230,600
2019$2,376.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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