10034 Berkeley Forest Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 10034 Berkeley Forest Ln, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,080 sqft · built 1990
Lot Size0.429 acres (18,702 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Oct 2009)
Tax Bill$6,838 (2023)
Deeds & MortgagesJan 2026 Line of Credit
May 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN225-381-09

Property Details

APN / Parcel Number

Primary APN225-381-09

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,080 sqft Heated Area
Gross Area3,828 sqft
1st Floor Area1,565 sqft
Upper Floors Area1,515 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,702 sqft (0.429 acres)
Garage Area440 sqft
PorchPorch
Porch Area308 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number225-381-09
Street Address10034 BERKELEY FOREST LN
CityCHARLOTTE
StateNC
Zip28277-9526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL9 M21-896
Legal SubdivisionBERKELEY FOREST
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5817

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10034 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 15, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Jun 14, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2009 · Amount on Record
Deed SaleOct 14, 2009 · Amount on Record
Prior SaleFeb 20, 2006
Deed Document Number0025148733
Deed Book / Page25148 / 733
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10034 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9526
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002090
DateJan 8, 2026
Book Page40126/404
Instrument2026002090
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 21, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10034 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9526
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047216
DateMay 15, 2025
Book Page39585/1
Instrument2025047216
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 5, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10034 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9526
Document Number0000120145
Instrument DateJul 31, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10034 BERKELEY FOREST LN CHARLOTTE NC 282779526, CHARLOTTE, NC 28277-9526

Mortgage

Document Number0000120145
DateAug 4, 2020
Book Page034888/000929
Instrument120145
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 3, 2040

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10034 BERKELEY FOREST LN, CHARLOTTE, NC 28277-9526
Document Number0000078884
Instrument DateJun 14, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10034 BERKELEY FOREST LN CHARLOTTE NC 282779526, CHARLOTTE, NC 28277-9526

Mortgage

Document Number0000078884
DateJun 26, 2018
Book Page032781/000213
Instrument78884
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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