1003 Wyoming Ave, Lynn Haven, FL 32444 Property Records

Bay County property record for 1003 Wyoming Ave, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 2000
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (May 2021)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10769-030-000`

Property Details

APN / Parcel Number

Primary APN	`10769-030-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,588 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,420 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	896 sqft
Porch	Florida Room
Porch Area	192 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1003 WYOMING AVE
City	LYNN HAVEN
State	FL
Zip	32444-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSP
Legal Description	LYNN HAVEN LOTS 17 & 18 BLK 335 ORB 4412 P 638
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	335
Legal Lot Number	17,18
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3045
Census Tract	1402

Owner

1003 Wyoming Ave is owned and occupied by two individuals who bought it in May 2021.

Source: Bay County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 WYOMING AVE, LYNN HAVEN, FL 32444-2841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 27, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 31, 2020	Warranty Deed, Transfer · FHA Mortgage SMARTBANK
Jan 20, 2018	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on File
Deed Sale	May 27, 2021 · Amount on File
Prior Sale	Jul 29, 2008 · Amount on File
Deed Document Number	202140367
Deed Book / Page	4412 / 638
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0044120638
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Recording Date	May 7, 2026
Property Address	1003 WYOMING AVE, LYNN HAVEN, FL 32444-2841
Document Number	0000027584
Book / Page	5032 / 1044
Instrument Date	Apr 16, 2026
Instrument	202627584
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 WYOMING AVE, LYNN HAVEN, FL 32444-2841

Mortgage

Document Number	0000027584,
Date	May 7, 2026
Book Page	5032/1044
Instrument	202627584

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.22%
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	May 27, 2021
Property Address	1003 WYOMING AVE, LYNN HAVEN, FL 32444-2841
Document Number	0044120638
Book / Page	4412 / 638
Instrument Date	May 18, 2021
Instrument	2021040367
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1003 WYOMING AVE, LYNN HAVEN, FL 32444-2841

Mortgage

Document Number	0004412640
Date	May 27, 2021
Instrument	4412/640

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 31, 2020
Property Address	1003 WYOMING AVE, LYNN HAVEN, FL 32444-2841
Document Number	0042380392
Book / Page	004238 / 000392
Instrument Date	Mar 27, 2020
Instrument	23027
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 WYOMING AVE LYNN HAVEN FL 324442841, LYNN HAVEN, FL 32444-2841

Mortgage

Document Number	42380394
Date	Mar 31, 2020
Book Page	004238/000394
Instrument	23028

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1003 WYOMING AVE, LYNN HAVEN, FL 32444-2841
Document Number	0039840499
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 WYOMING AVE LYNN HAVEN FL 324442841, LYNN HAVEN, FL 32444-2841

Mortgage

Document Number	0039840499
Date	Mar 1, 2018
Book Page	003984/000499
Instrument	11734

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Wyoming Ave was $2,466 with a homeowner's exemption, down 3.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (-3.29%) Homeowner's exemption	$205,521	$245,873 Land $70,000 Building $175,873
2024	$2,550.00 (+3.24%)
2023	$2,470.00 (+9.83%) Homeowner's exemption	$193,912 (+3%)	$226,006 (+16.22%) Land $65,500 Building $160,506
2022	$2,249.00 Homeowner's exemption	$188,264	$194,465 Land $48,000 Building $146,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Wyoming Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Wyoming Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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