1003 Warlick Rd, Lawndale, NC 28090 Property Records

Cleveland County property record for 1003 Warlick Rd, Lawndale, NC 28090

Property Summary

Property Type	Single Family Home
Details	1,164 sqft · built 2020
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$41,000 (Apr 2018)
Tax Bill	$1,814 (2026)
Deeds & Mortgages	May 2020 Construction Loan Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`54531`

Property Details

APN / Parcel Number

Primary APN	`54531`
Alternative APN	`1327797`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,164 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Porch	Slab
Lean-To	160 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1327797
Street Address	1003 WARLICK RD
City	LAWNDALE
State	NC
Zip	28090-9243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	10.0 AC RD 1635, 1637
Legal Subdivision	TOLUCA
Legal Block	2
Legal Lot Number	60
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1068
Census Tract	950101

Owner

1003 Warlick Rd is owned and occupied by an individual who acquired it in January 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 WARLICK RD, LAWNDALE, NC 28090-9243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Construction Loan · Construction Mortgage FARM CREDIT SVCS
Feb 7, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Apr 13, 2018	Warranty Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Deed Document Number	201812434
Deed Book / Page	1765 / 843
Last Transfer Date	Jan 21, 2020
Transfer Doc	0018060128
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	May 27, 2020
Property Address	1003 WARLICK RD, LAWNDALE, NC 28090-9243
Document Number	0018132129
Book / Page	001813 / 002129
Instrument Date	May 27, 2020
Instrument	39682
Transaction Type	Construction Loan
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 WARLICK RD LAWNDALE NC 28090, LAWNDALE, NC 28090

Mortgage

Document Number	18132129
Date	May 27, 2020
Book Page	001813/002129
Instrument	39682

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1003 WARLICK RD, LAWNDALE, NC 28090-9243
Document Number	0018070385
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018070385
Date	Feb 7, 2020
Book Page	001807/000385
Instrument	35798

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LINCOLNTON, NC 28093-0618

Agreement

Amount	Amount on Record

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Apr 13, 2018
Property Address	1003 WARLICK RD, LAWNDALE, NC 28090-9243
Document Number	0017650843
Book / Page	001765 / 000843
Instrument Date	Apr 13, 2018
Instrument	12434
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4102 FALLSTON RD SHELBY NC 281509269, SHELBY, NC 28150-9269

Mortgage

Document Number	17650846
Date	Apr 13, 2018
Book Page	001765/000846
Instrument	12435

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LINCOLNTONM, NC 28093-0618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 12, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 1003 Warlick Rd was $1,814, up 4.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,814.00 (+4.13%)	$274,428 (-) Land $61,128 Building $213,300	$274,428 (-) Land $61,128 Building $213,300
2025	$1,742.00	$274,428 Land $61,128 Building $213,300	$274,428 Land $61,128 Building $213,300
2023		$173,658 Land $36,244 Building $137,414	$173,658 Land $36,244 Building $137,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Warlick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Warlick Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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