1003 Waldorf Ave, Monroe, NC 28110 Property Records

Union County property record for 1003 Waldorf Ave, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,794 sqft · built 2022
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on File
Last Sale	$748,500 (Dec 2022)
Tax Bill	$3,587 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-027-293`

Property Details

APN / Parcel Number

Primary APN	`06-027-293`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,794 sqft Living Area
1st Floor Area	2,794 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	16,248 sqft (0.373 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1003 WALDORF AVE
City	MONROE
State	NC
Zip	28110-0056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#104 CRESSWIND @ WESLEY CHAPEL PH1B OPCQ377-382
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2001
Census Tract	21020

Owner

1003 Waldorf Ave is owned and occupied by two individuals who bought it in December 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 WALDORF AVE, MONROE, NC 28110-0056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit PIEDMONT ADVANTAGE CU
Dec 20, 2022	Special Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Deed Document Number	202241358
Deed Book / Page	8628 / 281
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1003 WALDORF AVE, MONROE, NC 28110-0056
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009186127
Date	Aug 25, 2025
Book Page	9186/127
Instrument	21877

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 20, 2022
Property Address	1003 WALDORF AVE, MONROE, NC 28110-0056
Document Number	0008628281
Book / Page	8628 / 281
Map Reference	CAB Q PG 633-638
Instrument Date	Dec 20, 2022
Instrument	41358
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	HARVEY & VALLINI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,497.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST # STNORTH8, STNORTH8, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 WALDORF AVE, MONROE, NC 28110-0056

Mortgage

Document Number	0000041359
Date	Dec 20, 2022
Instrument	41359

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Waldorf Ave was $3,587.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$772,200 (-) Land $130,400 Building $641,800	$772,200 (-) Land $130,400 Building $641,800
2025	$3,587.00	$772,200 Land $130,400 Building $641,800	$772,200 Land $130,400 Building $641,800
2023	$2,647.00	$423,200 Land $68,500 Building $354,700	$423,200 Land $68,500 Building $354,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Waldorf Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Waldorf Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber, Spectrum.

Nearby Properties on Waldorf Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures