1003 W Spring St, Eldridge, IA 52748 Property Records

Scott County property record for 1003 W Spring St, Eldridge, IA 52748 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2005
Square Footage	2,693 sqft Living Area
Lot Size	18,121 sqft (0.416 acres)
Occupancy	Owner Occupied
Last Sale	$511,500 (2025)
Tax Bill	$6,648.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`931521212`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	11 Rooms
Building Area	2,693 sqft Living Area
Basement Area	2,693 sqft Basement
Finished Basement	990 sqft Finished
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Architectural Style	Ranch Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,121 sqft (0.416 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	825 sqft Garage
Patio Area	268 sqft Patio
Porch	Open Porch
Porch Area	126 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	931521212
Street Address	1003 W SPRING ST
City	ELDRIDGE
State	IA
Zip	52748-2513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VILLAGE OF COBBLER'S KNOTCH 3RD ADD LOT: 012 VILLAGE OF COBBLER'SKNOTCH 3RD ADD
Legal Subdivision	VILLAGE OF COBBLER'S KNOTCH 3RD ADD
Legal Lot Number	12
Jurisdiction	SCOTT IA
Minor Civil Division	SHERIDAN
Census Blockgroup	2
Census Block	2022
Census Tract	10201

Owner

Source: Scott County records · APN 931521212

Assessment roll updated May 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1003 W SPRING ST, ELDRIDGE, IA 52748-2513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Doc Number	2025-018714
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 25, 2025
Property Address	1003 W SPRING ST, ELDRIDGE, IA 52748-2513
Document Number	2025018714
Instrument Date	Sep 19, 2025
Instrument	2025-018714
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$817.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1003 W SPRING ST, ELDRIDGE, IA 52748-2513

Mortgage

Document Number	2025018715
Date	Sep 25, 2025
Instrument	2025-018715

Lender

Name	ACCENTRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2035
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	2
Max Rate	11.7%

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated May 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$604,500 (+11.41%) Land $126,900 Building $477,600	$604,500 (+11.41%) Land $126,900 Building $477,600
2024	$6,648.00 (+1.93%)
2023		$542,600 Land $90,600 Building $452,000	$542,600 Land $90,600 Building $452,000
2022	$6,522.00

Flood & Wildfire

1003 W Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Scott County (19163C), updated April 18, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 4th percentile of exposed land nationally · 28th in Iowa
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.