1003 W Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 1003 W Main Cross St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,858 sqft · built 1925
Lot Size	0.397 acres (17,280 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Jul 1998)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1010-133-09-028.000`

Property Details

APN / Parcel Number

Primary APN	`1010-133-09-028.000`
Alternative APN	`580001008552`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,858 sqft Living Area
1st Floor Area	929 sqft
2nd Floor Area	929 sqft
Basement Area	863 sqft
Unfinished Basement	863 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,280 sqft (0.397 acres)
Lot Dimensions	180 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	409 sqft
Balcony Area	127 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1003 W MAIN CROSS ST
City	FINDLAY
State	OH
Zip	45840-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH ADD LOT 1 & 2
Legal Subdivision	HIGH ADD
Legal Lot Number	1,2
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 W MAIN CROSS ST, FINDLAY, OH 45840-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Intrafamily Transfer, Transfer WHITMAN TITLE AGENCY
Jun 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 1998 · Amount on Record
Deed Sale	Jul 29, 1998 · Amount on Record
Prior Sale	Jun 3, 1994 · Amount on Record
Last Transfer Date	Sep 2, 2021
Transfer Doc	02586/3459
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Sep 8, 2021
Property Address	1003 W MAIN CROSS ST, FINDLAY, OH 45840-2420
Document Number	02586/3459
Book / Page	2586 / 3459
Instrument Date	Sep 2, 2021
Instrument	202100010558
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	WHITMAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1003 W MAIN CROSS ST, FINDLAY, OH 45840-2420

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jun 17, 2021
Property Address	1003 W MAIN CROSS ST, FINDLAY, OH 45840-2420
Document Number	02583/2214
Book / Page	2583 / 2214
Instrument Date	Feb 23, 2021
Instrument	202100007120
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 W MAIN CROSS ST, FINDLAY, OH 45840-2420

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (+7.01%) Homeowner's exemption	$61,270 (+24%) Land $9,970 Building $51,300	$175,060 (+24.01%) Land $28,480 Building $146,580
2024	$1,755.00 (-0.11%)	$49,410 (-) Land $8,040 Building $41,370
2023	$1,757.00 Homeowner's exemption	$49,410 Land $8,040 Building $41,370
2022			$141,170 Land $22,970 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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