1003 W John St, Champaign, IL 61821 Property Records

Champaign County property record for 1003 W John St, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 642 sqft · built 1929
Lot Size	0.076 acres (3,296 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (May 2020)
Tax Bill	$4,141 (2024)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-20-14-276-009`

Property Details

APN / Parcel Number

Primary APN	`43-20-14-276-009`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	642 sqft Building Perimeter
1st Floor Area	642 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	3,296 sqft (0.076 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1003 W JOHN ST
City	CHAMPAIGN
State	IL
Zip	61821-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 13 CHAMBER OF COMMERCE ADD
Legal Range	08E
Legal Township	19N
Legal Section	14
Legal Subdivision	CHAMBER OF COMMERCE ADD
Legal Lot Number	13
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2002
Census Tract	1100

Owner

1003 W John St is owned and occupied by an individual who bought it in May 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 W JOHN ST, CHAMPAIGN, IL 61821-3905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 15, 2020	Deed of Trust, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Sep 3, 2008 · Amount on File
Deed Document Number	20208237
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1003 W JOHN ST, CHAMPAIGN, IL 61821-3905
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027252
Date	Nov 18, 2021
Instrument	2021R27252

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1003 W JOHN ST, CHAMPAIGN, IL 61821-3905
Document Number	0000008237
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 W JOHN ST CHAMPAIGN IL 618213905, CHAMPAIGN, IL 61821-3905

Mortgage

Document Number	0000008237
Date	May 18, 2020
Instrument	8237

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,010 Land $16,410 Building $43,600	$180,030 Land $49,230 Building $130,800
2024	$4,141.00
2022	$3,580.00 Homeowner's exemption	$44,940 Land $12,290 Building $32,650	$134,820 Land $36,870 Building $97,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1003 W John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1003 W John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media.

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