1003 W Howe St, Bloomington, IN 47403 Property Records

Monroe County property record for 1003 W Howe St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,078 sqft · built 1899
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Mar 2018)
Tax Bill	$3,138 (2025)
Deeds & Mortgages	Jan 2022 Transfer Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-39790-00`

Property Details

APN / Parcel Number

Primary APN	`015-39790-00`
Alternative APN	`53-08-05-111-019.000-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft
Basement Area	359 sqft
Unfinished Basement	359 sqft
Family Room	Family Room

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1999
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	132 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-39790-00
Street Address	1003 W HOWE ST
City	BLOOMINGTON
State	IN
Zip	47403-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEAVERS LOT 11
Legal Subdivision	WAEVERS ADD
Legal Lot Number	11
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1022
Census Tract	401

Owner

1003 W Howe St is owned and occupied by an individual who bought it in March 2018.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 W HOWE ST, BLOOMINGTON, IN 47403-2238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Transfer on Death Deed, Transfer
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 1, 2018	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Prior Sale	Oct 29, 2015 · Amount on File
Deed Document Number	20182354
Record Updated	Sep 20, 2026

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IN
Recording Date	Jan 5, 2022
Property Address	1003 W HOWE ST, BLOOMINGTON, IN 47403-2238
Document Number	2022000195
Map Reference	CAB B ENV 23
Instrument Date	Jan 4, 2022
Instrument	2022000195
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 W HOWE ST, BLOOMINGTON, IN 47403-2238

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1003 W HOWE ST, BLOOMINGTON, IN 47403-2238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004138
Date	Mar 26, 2020
Instrument	2020004138

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 1, 2018
Property Address	1003 W HOWE ST, BLOOMINGTON, IN 47403-2238
Document Number	2018002354
Map Reference	MB 2 PG 19
Instrument Date	Feb 21, 2018
Instrument	2018002354
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 W HOWE ST, BLOOMINGTON, IN 47403-2238

Mortgage

Document Number	2018002355
Date	Mar 1, 2018
Instrument	2018002355

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1003 W Howe St was $3,138, down 11.7% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,138.00 (-11.73%)	$330,400 Land $89,700 Building $240,700	$330,400 Land $89,700 Building $240,700
2024	$3,555.00
2023		$301,600 (+11.41%) Land $82,300 Building $219,300	$301,600 (+11.41%) Land $82,300 Building $219,300
2022	$2,820.00	$270,700 Land $71,600 Building $199,100	$270,700 Land $71,600 Building $199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 W Howe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 W Howe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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