1003 Tray Rd, Irwin, PA 15642 Property Records

Westmoreland County property record for 1003 Tray Rd, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 2020
Lot Size	0.34 acres (14,811 sqft)
Owner	Individual Name on Record
Last Sale	$12,196 (Nov 2018)
Tax Bill	$4,048 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2018 Sale & Construction Loan + 2 more
APN	`55-12-08-0-002`

Property Details

APN / Parcel Number

Primary APN	`55-12-08-0-002`
Alternative APN	`0550120080002`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	14,811 sqft (0.34 acres)
Lot Dimensions	148 ft deep x 100 ft wide
Shed	1 Shed

Location & Zoning

Street Address	1003 TRAY RD
City	IRWIN
State	PA
Zip	15642-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1A, HSE, BLDG, SHED LANN PL RE-SUB 100 X 148.11 X IR
Legal Subdivision	LANN PL RE-SUB
Legal Lot Number	1A
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	2
Census Block	2000
Census Tract	803100

Owner

Source: Westmoreland County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 TRAY RD, IRWIN, PA 15642-8775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · FHA Mortgage HOME MORTGAGE CORPORATION
Nov 14, 2018	Special Warranty Deed, Transfer · Construction Mortgage US MORTGAGE NETWORK
Aug 14, 2018	Grant Deed, Transfer CLEAR TO CLOSE SETTLEMENT LLC
Jul 9, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Aug 14, 2018 · Amount on Record
Deed Document Number	201836223
Prior Transfer Date	Nov 6, 2018
Prior Transfer Doc	0000036223
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Recording Date	Oct 6, 2026
Property Address	1003 TRAY RD, IRWIN, PA 15642-8775
Document Number	0000028114
Instrument Date	Aug 10, 2026
Instrument	2026100628114
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 TRAY RD, IRWIN, PA 15642-8775

Mortgage

Document Number	0000028114,
Date	Oct 6, 2026
Instrument	2026100628114

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Nov 14, 2018
Property Address	1003 TRAY RD, IRWIN, PA 15642-8775
Document Number	0000036223
Map Reference	VOL91 PG273
Instrument Date	Nov 6, 2018
Instrument	201811140036223
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Tax	$243.92
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 VETTER DR, PITTSBURGH, PA 15235-2344

Mortgage

Document Number	0000036224
Date	Nov 14, 2018
Instrument	201811140036224

Lender

Name	US MORTGAGE NETWORK
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Sep 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Aug 14, 2018
Property Address	1003 TRAY RD, IRWIN, PA 15642-8775
Document Number	0000025811
Instrument Date	Aug 9, 2018
Instrument	25811
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CLEAR TO CLOSE SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 VETTER DR PITTSBURGH PA 152352344, PITTSBURGH, PA 15235-2344

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jul 9, 2018
Property Address	1003 TRAY RD, IRWIN, PA 15642-8775
Document Number	0000021291
Instrument Date	Apr 5, 2018
Instrument	21291
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 JACOBS ST CONFLUENCE PA 154241117, CONFLUENCE, PA 15424-1117

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,048.00 (+0.02%)	$28,720 (-) Land $2,830 Building $25,890
2025	$4,047.00 (+3.69%)		$28,720 (-) Land $2,830 Building $25,890
2024	$3,903.00	$28,720 Land $2,830 Building $25,890
1972			$28,720 Land $2,830 Building $25,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2009–2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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