1003 Surf Pointe Dr, North Myrtle Beach, SC 29582 Property Records

Horry County property record for 1003 Surf Pointe Dr, North Myrtle Beach, SC 29582

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,998 sqft · built 2015
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$1,078,000 (Nov 2020)
Tax Bill	$5,253 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351-09-04-0006`

Property Details

APN / Parcel Number

Primary APN	`351-09-04-0006`
Alternative APN	`1442101003`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,998 sqft Living Area
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	945 sqft
Pool Type	Pool with Hot Tub/Spa
Pool Area	375 sqft
Deck Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1003 SURF POINTE DR
City	NORTH MYRTLE BEACH
State	SC
Zip	29582-6164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURF ESTATES; LOT 2
Legal Subdivision	SURF ESTATES
Legal Lot Number	2
Jurisdiction	HORRY SC
Township / Civil Division	LITTLE RIVER
Census Block Group	3
Census Block	3014
Census Tract	40300

Owner

1003 Surf Pointe Dr is owned and occupied by an individual who bought it in November 2020.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1003 SURF POINTE DR, NORTH MYRTLE BEACH, SC 29582-6164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
Nov 30, 2020	Warranty Deed, Transfer VICTORIAN FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Apr 15, 2014 · Amount on File
Deed Book / Page	4366 / 1684
Prior Transfer Date	Jan 25, 2011
Prior Transfer Doc	3501/1735
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1003 SURF POINTE DR, NORTH MYRTLE BEACH, SC 29582-6164
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SURF POINTE DR, NORTH MYRTLE BEACH, SC 29582-6164

Mortgage

Document Number	65840000002469
Date	Jul 22, 2022
Book Page	0000006584/0000002469

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 30, 2020
Property Address	1003 SURF POINTE DR, NORTH MYRTLE BEACH, SC 29582-6164
Document Number	4366/1684
Book / Page	004366 / 001684
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,989.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SURF POINTE DR NORTH MYRTLE BEACH SC 295826164, NORTH MYRTLE BEACH, SC 29582-6164

Mortgage

Document Number	6301/0513
Date	Nov 30, 2020
Book Page	006301/000513

Lender

Name	VICTORIAN FIN
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Surf Pointe Dr was $5,253.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	North Myrtle Beach City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,253.00		$1,652,795 (-) Land $469,948 Building $1,182,847
2024	$5,253.00 (+10.78%)	$66,112 (+55.01%) Land $18,798 Building $47,314	$1,652,795 (+55.01%) Land $469,948 Building $1,182,847
2023	$4,742.00	$42,650 Land $7,634 Building $35,016	$1,066,260 Land $190,860 Building $875,400
2021	$14,478.00	$42,650 Land $7,634 Building $35,016	$1,066,260 Land $190,860 Building $875,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1003 Surf Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 308 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,587 units insured incl. 1,279 condo units
Nearby Flood Claims	426 (1979–2023)
Claims Outside the SFHA	22 of 426
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 61 claims Hurricane Hugo, Sep 1989 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Surf Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF N MYRTLE BEACH serves 43,883 people · EPA ID SC2610011
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HTC.

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