1003 Summit Dr, Cheney, WA 99004 Property Records

Spokane County property record for 1003 Summit Dr, Cheney, WA 99004 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,655 sqft · built 1990
Lot Size	0.263 acres (11,451 sqft)
Owner	Individual Name on File
Tax Bill	$6,180 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13123.4802`

Property Details

APN / Parcel Number

Primary APN	`13123.4802`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,655 sqft Living Area
Gross Area	4,350 sqft
1st Floor Area	1,444 sqft
2nd Floor Area	811 sqft
Basement Area	1,414 sqft
Finished Basement	1,400 sqft
Unfinished Basement	14 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,451 sqft (0.263 acres)
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces
Deck Area	422 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1003 SUMMIT DR
City	CHENEY
State	WA
Zip	99004-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE VIEW 3RD ADD LT 2 BLK 1
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	SUNRISE VIEW 3RD ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	2
Census Block	2002
Census Tract	14001

Owner

Source: Spokane County records · APN 13123.4802

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1003 SUMMIT DR, CHENEY, WA 99004-2700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 24, 2021	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2021
Deed Sale	May 24, 2021
Prior Sale	Apr 05, 2012 · Amount on Record
Deed Document Number	20217078409
Prior Transfer Date	Sep 08, 2020
Prior Transfer Doc	0007078409
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1003 SUMMIT DR, CHENEY, WA 99004-2700
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007107495
Date	Jul 30, 2021
Instrument	7107495

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 24, 2021
Property Address	1003 SUMMIT DR, CHENEY, WA 99004-2700
Document Number	0007078409
Map Reference	VOL 18 PG 40
Instrument Date	Sep 08, 2020
Instrument	7078409
Transaction Type	Transfer
Record Updated	Nov 01, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SUMMIT DR, CHENEY, WA 99004-2700

Mortgage

Document Number	0007078410
Date	May 24, 2021
Instrument	7078410

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Mar 01, 2045

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1003 SUMMIT DR, CHENEY, WA 99004-2700
Document Number	0006717707
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1003 SUMMIT DR CHENEY WA 990042700, CHENEY, WA 99004-2700

Mortgage

Document Number	0006717707
Date	Jun 20, 2018
Instrument	6717707

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,180.00 (+1.13%)	$532,500 (-2.29%) Land $85,000 Building $447,500	$532,500 (-2.29%) Land $85,000 Building $447,500
2025	$6,111.00 (+34.01%)
2024		$545,000 (+17.58%) Land $70,000 Building $475,000	$545,000 (+17.58%) Land $70,000 Building $475,000
2023	$4,560.00 (-11.08%)	$463,500 Land $55,000 Building $408,500	$463,500 Land $55,000 Building $408,500
2022	$5,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northwest Fiber	Fiber	6,000 / 6,000
Davis Communications	Cable	1,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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