1003 Spring Rose Ln, Matthews, NC 28104 Property Records

Union County property record for 1003 Spring Rose Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,750 sqft · built 2010
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Mar 2020)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-045-227`

Property Details

APN / Parcel Number

Primary APN	`06-045-227`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,750 sqft Living Area
1st Floor Area	2,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Detached
Garage Area	1,373 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1003 SPRING ROSE LN
City	MATTHEWS
State	NC
Zip	28104-8013
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 WESLE
Legal Description	#30 WESLEY CHASE OPCJ934
Legal Subdivision	WESLEY CHASE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2026
Census Tract	21021

Owner

1003 Spring Rose Ln, a rural home, is owned and occupied by two individuals who bought it in March 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 SPRING ROSE LN, MATTHEWS, NC 28104-8013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Jul 12, 2019 · Amount on File
Deed Document Number	20209420
Deed Book / Page	7615 / 2
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 20, 2020
Property Address	1003 SPRING ROSE LN, MATTHEWS, NC 28104-8013
Document Number	0000076152
Book / Page	7615 / 2
Map Reference	CAB J FILE 934
Instrument Date	Mar 20, 2020
Instrument	9420
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1219 PRIVETT PARK PL, 1219, MATTHEWS, NC 28104-0040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SPRING ROSE LN, MATTHEWS, NC 28104-8013

Mortgage

Document Number	0000009421
Date	Mar 20, 2020
Instrument	9421

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 12, 2019
Property Address	1003 SPRING ROSE LN, MATTHEWS, NC 28104-8013
Document Number	0007413342
Book / Page	7413 / 342
Map Reference	CAB J FILE 934
Instrument Date	May 31, 2019
Instrument	0019810
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 TAFT AVE, 455, GLEN ELLYN, IL 60137-6202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1003 SPRING ROSE LN, WESLEY CHAPEL, NC 28104-8013

Mortgage

Document Number	0000019811
Date	Jul 12, 2019
Instrument	0019811

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Spring Rose Ln was $3,846.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$789,600 (-) Land $145,400 Building $644,200	$789,600 (-) Land $145,400 Building $644,200
2025	$3,846.00	$789,600 Land $145,400 Building $644,200	$789,600 Land $145,400 Building $644,200
2023	$3,649.00	$571,600 Land $107,000 Building $464,600	$571,600 Land $107,000 Building $464,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Spring Rose Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Spring Rose Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTWOOD FOREST MHP private · serves 375 people · EPA ID NC0160137
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Windstream DSL	100 / 20

May also be available: AT&T.

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