Chesapeake City property record for 1003 Sherando Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,944 sqft · built 1992 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Apr 2008) |
| Tax Bill | $6,101 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Jul 2010 Mortgage + 3 more |
| APN | 0385001001470 |
| Primary APN | 0385001001470 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,944 sqft Living Area |
| 1st Floor Area | 1,038 sqft |
| Upper Floors Area | 1,038 sqft |
| Attic | Attic |
| Attic Area | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 172 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Area | 576 sqft |
| Porch | Slab |
| Porch Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1003 SHERANDO CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-8181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 147 KEMP WOODS SEC 2 |
| Legal Subdivision | KEMP WOODS,KEMP WOODS SOUTH |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20804 |
1003 Sherando Ct is owned and occupied by two individuals who acquired it in September 2024.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1003 SHERANDO CT, CHESAPEAKE, VA 23320-8181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION |
| Jul 7, 2010 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| May 13, 2026 | Deed of Trust · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Apr 9, 2008 | Warranty Deed, Transfer · Conventional Mortgage B B & T |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2008 · Amount on File |
| Deed Sale | Apr 9, 2008 · Amount on File |
| Deed Book / Page | 7447 / 770 |
| Last Transfer Date | Sep 4, 2024 |
| Transfer Doc | 10782/1102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1003 SHERANDO CT, CHESAPEAKE, VA 23320-8181 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 10463/1000 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 10463/1000 |
| Instrument | 210046812 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1003 SHERANDO CT, CHESAPEAKE, VA 23320-8181 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008155/359 |
|---|---|
| Date | Jul 7, 2010 |
| Book Page | 8155/359 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 13, 2026 |
| Property Address | 1003 SHERANDO CT, CHESAPEAKE, VA 23320-8181 |
| Document Number | 0000012116 |
| Book / Page | 10978 / 371 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.12116 |
| Record Updated | May 28, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1003 SHERANDO CT, CHESAPEAKE, VA 23320-8181 |
| Document Number | 0000012116, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 10978/371 |
| Instrument | 2026.12116 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2066 |
| Rate | 8% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 13, 2026 |
| Property Address | 1003 SHERANDO CT, CHESAPEAKE, VA 23320-8181 |
| Document Number | 010978/371 |
| Book / Page | 10978 / 371 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202612116 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 1003 SHERANDO CT, CHESAPEAKE, VA 23320-8181 |
| Document Number | 0000012116, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 10978/371 |
| Instrument | 202612116 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | May 1, 2066 |
| Rate | 8% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 9, 2008 |
| Property Address | 1003 SHERANDO CT, CHESAPEAKE, VA 23320-8181 |
| Document Number | 007447/770 |
| Book / Page | 7447 / 770 |
| Instrument Date | Mar 4, 2008 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007447773 |
|---|---|
| Date | Apr 9, 2008 |
| Instrument | 7447/773 |
| Name | B B & T |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1003 Sherando Ct was $6,101, up 6.8% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,600 (+0.41%) Land $180,000 Building $426,600 | $606,600 (+0.41%) Land $180,000 Building $426,600 | |
| 2025 | $6,101.00 (+6.81%) | $604,100 Land $170,000 Building $434,100 | $604,100 Land $170,000 Building $434,100 |
| 2024 | $5,712.00 | ||
| 2023 | $539,700 (+6.58%) Land $140,000 Building $399,700 | $539,700 (+6.58%) Land $140,000 Building $399,700 | |
| 2022 | $506,400 Land $135,000 Building $371,400 | $506,400 Land $135,000 Building $371,400 | |
| 2019 | $4,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1003 Sherando Ct; 28 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1003 Sherando Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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