Martin County property record for 1003 SE Riverside Dr, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 10 ba · 6,565 sqft · built 2020 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $52,554 (2024) |
| Deeds & Mortgages | Apr 2020 Construction Loan Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20201 |
| Primary APN | 20201 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 10 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 6,565 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| 2nd Floor Area | 184 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 540 sqft |
| Deck Area | 287 sqft |
| Patio Area | 1,063 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20201 |
|---|---|
| Old Parcel Number | 338410080010004000000 |
| Street Address | 1003 SE RIVERSIDE DR |
| City | STUART |
| State | FL |
| Zip | 34996-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF LOT 4 BLOCK 1 RIVER RIDGE (PB 4 PG 11) AS FOLLOWS; START AT THE SW CORNER OF LOT 4 BLOCK 1 RIVER RIDGE S/D SE |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 03 |
| Legal Subdivision | RIVER RIDGE (STUART) |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800 |
Source: Martin County records · APN 20201
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1003 SE RIVERSIDE DR, STUART, FL 34996-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 01, 2020 | Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK NA |
| Dec 14, 2018 | Warranty Deed, Transfer · ARM US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2022 |
| Deed Sale | May 17, 2022 |
| Prior Sale | Aug 01, 1996 · Amount on Record |
| Deed Document Number | 0033131794 |
| Deed Book / Page | 03032 / 0089 |
| Prior Transfer Date | Dec 14, 2018 |
| Prior Transfer Doc | 2729997 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 1003 SE RIVERSIDE DR, STUART, FL 34996-2522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031210348 |
|---|---|
| Date | Apr 01, 2020 |
| Book Page | 3121/348 |
| Instrument | 2808074 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 1003 SE RIVERSIDE DR, STUART, FL 34996-2522 |
| Document Number | 0030320089 |
| Book / Page | 03032 / 0089 |
| Map Reference | MB 4 PG 11 |
| Instrument Date | Dec 05, 2018 |
| Instrument | 2729997 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 573 HEATHERLEIGH DR, 573, AKRON, OH 44333-1679 |
| Name | Verified Name |
|---|---|
| Address | 1003 SE RIVERSIDE DR, STUART, FL 34996-2522 |
| Document Number | 0002729999 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 2729999 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Municipality | Stuart City |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,987,215 (+5.99%) | $4,880,350 (+13.42%) Land $1,980,000 Building $2,900,350 | |
| 2024 | $52,554.00 (+1.9%) | ||
| 2023 | $51,575.00 (+3.22%) Additional exemption filed | $2,818,474 (+3%) | $4,302,930 (+13.12%) Land $1,540,000 Building $2,762,930 |
| 2022 | $49,966.00 Homeowner's exemption | $2,736,383 | $3,803,970 Land $1,430,000 Building $2,373,970 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), as of April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850008001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 units insured incl. 15 condo units |
| Nearby Flood Claims | 48 (1979–2022) |
| Claims Outside the SFHA | 34 of 48 |
| Most Recent Claim | Jun 2022 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: TPC ACC Acquisition.
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL4430259, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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