1003 Saint Clair St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1003 Saint Clair St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 774 sqft · built 1918
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$78,500 (Apr 2011)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	May 2021 Line of Credit Aug 2017 Line of Credit
APN	`03-25-0-403-020`

Property Details

APN / Parcel Number

Primary APN	`03-25-0-403-020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	774 sqft Living Area
Basement Area	774 sqft
Unfinished Basement	774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Area	396 sqft
Porch	Porch
Porch Area	552 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1003 SAINT CLAIR ST
City	O FALLON
State	IL
Zip	62269-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M SCHWARTZ SUBD SW PT LOT 7 SEC 25 LOT/SEC-4-BLK/RG-3 E 15 FT LOT 3 & ALL LT 4 & W 15 FT LT 5 BLK 3 AS IN A02260317
Legal Subdivision	M SCHWARTZ
Legal Block	3
Legal Lot Number	5,7
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	1
Census Block	1009
Census Tract	503414

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1003 SAINT CLAIR ST, O FALLON, IL 62269-1838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 5, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2011 · Amount on Record
Deed Sale	Apr 4, 2011 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	20112260317
Prior Transfer Date	Apr 28, 2006
Prior Transfer Doc	00A1976279
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1003 SAINT CLAIR ST, O FALLON, IL 62269-1838
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02699113
Date	May 7, 2021
Instrument	A02699113

Lender

Name	US BANK NA
Type	Bank
Address	4520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1003 SAINT CLAIR ST, O FALLON, IL 62269-1838
Document Number	00A2549411
Instrument Date	Aug 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SAINT CLAIR ST O FALLON IL 622691838, O FALLON, IL 62269-1838

Mortgage

Document Number	00A2549411
Date	Aug 25, 2017
Instrument	2549411

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 24, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 (+11.06%) Homeowner's exemption	$40,596 (+10.11%) Land $3,628 Building $36,968	$121,788 (+10.11%) Land $10,884 Building $110,904
2024	$2,188.00	$36,869 (+27.58%) Land $3,295 Building $33,574	$110,607 (+27.58%) Land $9,885 Building $100,722
2022		$28,899 Land $2,857 Building $26,042	$86,697 Land $8,571 Building $78,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1982–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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