1003 S Winter St, Adrian, MI 49221 Property Records

Lenawee County property record for 1003 S Winter St, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,434 sqft
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,565 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`XA0-395-7029-02`

Property Details

APN / Parcel Number

Primary APN	`XA0-395-7029-02`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,434 sqft Living Area
1st Floor Area	1,601 sqft
Basement Area	1,601 sqft

Exterior

Architectural Style	Conventional
Lot Area	65,340 sqft (1.5 acres)
Lot Dimensions	269 ft deep x 292 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	30 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1003 S WINTER ST
City	ADRIAN
State	MI
Zip	49221-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	THE S 1/2 OF LOT 6 IN BLOCK 7 OF L.G. BERRY?S ADDITION TO THE CITY OF ADRIAN, ACCORDING TO THE PLAT THEREOF AS RECORDED IN
Legal Subdivision	OF L G BERRY?S ADD
Legal Block	7
Legal Lot Number	6
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	2
Census Block	2014
Census Tract	61600

Owner

1003 S Winter St is owned and occupied by two individuals who acquired it in February 2008.

Source: Lenawee County records, as of July 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 S WINTER ST, ADRIAN, MI 49221-3854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Jan 19, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage MICHIGAN STATE HSNG
Jan 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 18, 2008
Transfer Doc	2360000265
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	1003 S WINTER ST, ADRIAN, MI 49221-3854
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026800055
Date	Mar 7, 2025
Book Page	2680/55

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2040

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	1003 S WINTER ST, ADRIAN, MI 49221-3854
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026320680
Date	Jan 19, 2022
Book Page	2632/680

Lender

Name	MICHIGAN STATE HSNG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Jan 19, 2022
Property Address	1003 S WINTER ST, ADRIAN, MI 49221-3854
Document Number	0026320678
Book / Page	2632 / 678
Instrument Date	Nov 30, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5032 COOPERS LANDING DR, KALAMAZOO, MI 49004-7679

Mortgage

Document Number	0002632679
Date	Jan 19, 2022
Instrument	2632/679

Lender

Name	MORTGAGE 1 INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0026320680
Date	Jan 19, 2022
Book Page	2632/680

Lender

Name	MICHIGAN STATE HSNG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1003 S Winter St was $3,565 with a homeowner's exemption, up 2.9% from the year before.

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,500 (+15.73%)	$209,000 (+15.73%)
2025	$3,565.00 (+2.89%) Homeowner's exemption	$90,300	$180,600
2024	$3,465.00
2023		$76,700 (+2.82%)	$153,400 (+2.82%)
2022		$74,600	$149,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1003 S Winter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 S Winter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: D&P Communications, T-Mobile.

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