1003 S Western Dr, Payson, AZ 85541 Property Records

Gila County property record for 1003 S Western Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	3,062 sqft · built 1998
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Company Names on File
Last Sale	$399,000 (Jan 2019)
Tax Bill	$3,352 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`304-12-010B`

Property Details

APN / Parcel Number

Primary APN	`304-12-010B`
Alternative APNs	`R033023` `033023`

Interior

Stories	1 Story
Building Area	3,062 sqft Living Area
1st Floor Area	3,062 sqft

Exterior

Year Built	Built 1998
Architectural Style	Dome
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asbestos
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Attached
Garage Area	1,005 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Patio Area	127 sqft
Balcony	Balcony
Balcony Area	170 sqft
Canopy	28 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air

Location & Zoning

Account Number	R033023
Street Address	1003 S WESTERN DR
City	PAYSON
State	AZ
Zip	85541-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 55 SECTION: 08 TOWNSHIP: 10N RANGE: 10E LOT 55 , RODEO RANCHES PLAT 4 , PLAT 182 (ROS 1462) NE4 SEC 8 T10N R10E = 1.25
Legal Range	10E
Legal Township	10N
Legal Section	08
Legal Subdivision	RODEO RANCHES/COUNTRY CLUB EST
Legal Block	10N
Legal Lot Number	55
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1006
Census Tract	302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Co-owner	Co-owner on File
Mailing Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 3, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 18, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 16, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 18, 2019 · Amount on File
Deed Sale	Jan 18, 2019 · Amount on File
Prior Sale	Jan 18, 2019 · Amount on File
Deed Document Number	0000000762
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000003028
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010855
Date	Dec 21, 2023
Instrument	2023-010855

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224

Mortgage

Document Number	0000005953
Date	Apr 29, 2022
Instrument	2022-005953

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Mar 3, 2021
Property Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224
Document Number	0000003028
Map Reference	MAP 115
Instrument Date	Jan 19, 2021
Instrument	2021-003028
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224
Document Number	0000004300
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1003 S WESTERN DR PAYSON AZ 855415224, PAYSON, AZ 85541-5224

Mortgage

Document Number	0000004300
Date	Apr 15, 2020
Instrument	4300

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Jan 18, 2019
Property Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224
Document Number	0000000762
Map Reference	MAP 182
Instrument Date	Dec 27, 2018
Instrument	2019-000762
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 ARIZONA AVE, 702, SANTA MONICA, CA 90401-1757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224

Mortgage

Document Number	0000000763
Date	Jan 18, 2019
Instrument	2019-000763

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Nov 16, 2017
Property Address	1003 S WESTERN DR, PAYSON, AZ 85541-5224
Document Number	0000011392
Instrument Date	Nov 7, 2017
Instrument	11392
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2005 HIGHWAY 60 GLOBE AZ 855019601, GLOBE, AZ 85501-9601

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,452 (+21.87%) Land $12,834 Building $68,618	$814,523 (+21.87%) Land $128,340 Building $686,183
2025	$3,352.00 (+7.68%)
2024		$66,835 Land $13,891 Building $52,944	$668,355 Land $138,914 Building $529,441
2023	$3,113.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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