McLean County property record for 1003 S Oak St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,124 sqft · built 1925 |
| Lot Size | 0.118 acres (5,153 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Aug 2024) |
| Tax Bill | $2,342 (2024) |
| Deeds & Mortgages | Jan 2017 Line of Credit Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-09-116-005 |
| Primary APN | 21-09-116-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 782 sqft |
| Attic | Attic |
| Attic Area | 342 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Shingles |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 5,153 sqft (0.118 acres) |
| Lot Dimensions | 99 ft deep x 52 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Open Frame Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1003 S OAK ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-6539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | ASSR SUB BLK 12 JAMES MILLERS 2ND ADD S16 LOT 1 & ALL LOT 5 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | ASSR SUB |
| Legal Block | 12 |
| Legal Lot Number | 1,5 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 5900 |
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1003 S OAK ST, BLOOMINGTON, IL 61701-6539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jan 9, 2017 | Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK |
| Mar 8, 2022 | Deed of Trust, Mortgage · Line of Credit FISHER NATIONAL BANK |
| May 31, 2022 | Warranty Deed, Transfer · Commercial Mortgage FISHER NATIONAL BANK |
| Apr 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Prior Sale | May 31, 2022 · Amount on Record |
| Deed Document Number | 202412524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1003 S OAK ST, BLOOMINGTON, IL 61701-6539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | FIRST COUNTY TITLE, FIRST COMMUNITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 201700000429 |
|---|---|
| Date | Jan 9, 2017 |
| Instrument | 2017-00000429 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MAHOMET, IL 61853 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | Oct 10, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1003 S OAK ST, BLOOMINGTON, IL 61701-6539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | NOT AVAILABLE, ACT |
| Name | Verified Name |
|---|
| Document Number | 202200004424 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2022-00004424 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MAHOMET, IL 61853 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | May 31, 2022 |
| Property Address | 1003 S OAK ST, BLOOMINGTON, IL 61701-6539 |
| Document Number | 202200009789 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022-00009789 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | MCLEAN COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3717 GINA DR, BLOOMINGTON, IL 61704-4174 |
| Document Number | 202200009790 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-00009790 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 1, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 16, 2018 |
| Property Address | 1003 S OAK ST, BLOOMINGTON, IL 61701-6539 |
| Document Number | 201800005589 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 2018-00005589 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IL |
| Name | Verified Name |
|---|---|
| Address | 1717 W KIRBY AVE # 315, 315, CHAMPAIGN, IL 61821-5507 |
| Mail Care Of | SHANE GILBERT |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,070 (+54.27%) Land $8,975 Building $32,095 | $123,210 (+54.27%) Land $26,925 Building $96,285 | |
| 2024 | $2,342.00 (+5.26%) | ||
| 2023 | $2,225.00 (+6.87%) | $26,623 (+8.64%) Land $7,386 Building $19,237 | $79,869 (+8.64%) Land $22,158 Building $57,711 |
| 2022 | $2,082.00 | $24,505 Land $6,798 Building $17,707 | $73,515 Land $20,394 Building $53,121 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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