1003 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 1003 S Main St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,252 sqft · built 1890
Lot Size0.382 acres (16,640 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Dec 2020)
Tax Bill$4,615 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN1011-193-07-010.000

Property Details

APN / Parcel Number

Primary APN1011-193-07-010.000
Alternative APN
  • 560000183130

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms18 Rooms
Stories2 Stories
Building Area4,252 sqft Living Area
1st Floor Area2,206 sqft
Basement Area2,206 sqft
Unfinished Basement2,206 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area16,640 sqft (0.382 acres)
Lot Dimensions208 ft deep x 80 ft wide
Garage TypeDetached
Garage Area1,295 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area601 sqft
Patio Area160 sqft
Balcony Area192 sqft
Canopy408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1003 S MAIN ST
CityFINDLAY
StateOH
Zip45840-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTRAL ADD LOT 4-5 N30FT & PT ALY
Legal SubdivisionCENTRAL ADD
Legal Lot Number4-5
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4012
Census Tract800

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1003 S MAIN ST, FINDLAY, OH 45840-2236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NORTHWESTERN OHIO
Dec 28, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Mar 15, 2023Quit Claim Deed, Transfer
WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY
Dec 18, 2020Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleMar 31, 1986 · Amount on Record
Deed Document Number202012920
Deed Book / Page2576 / 3699
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1003 S MAIN ST, FINDLAY, OH 45840-2236
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 S MAIN ST, FINDLAY, OH 45840-2236

Mortgage

Document Number02599/5006
DateDec 15, 2022
Book Page2599/5006
Instrument202200010807
Lender
NameFIFTH THIRD BANK NORTHWESTERN OHIO
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueOct 25, 2052

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1003 S MAIN ST, FINDLAY, OH 45840-2236
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 S MAIN ST, FINDLAY, OH 45840-2236

Mortgage

Document Number002600/509
DateDec 28, 2022
Book Page2600/509
Instrument202200011128
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueOct 25, 2052

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHANCOCK OH
Recording DateMar 15, 2023
Property Address1003 S MAIN ST, FINDLAY, OH 45840-2236
Document Number02601/3453
Book / Page2601 / 3453
Instrument DateMar 13, 2023
Instrument202300001591
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 S MAIN ST, FINDLAY, OH 45840-2236

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateDec 18, 2020
Property Address1003 S MAIN ST, FINDLAY, OH 45840-2236
Document Number02576/3699
Book / Page2576 / 3699
Instrument DateNov 24, 2020
Instrument202000012920
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyFLAG CITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1003 S MAIN ST, FINDLAY, OH 45840-2236

Mortgage

Document Number202000012921
DateDec 18, 2020
Instrument202000012921
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,615.00 (-39.24%)$150,480 (-29.6%) Land $14,640 Building $135,840$429,950 (-29.6%) Land $41,830 Building $388,120
2024$7,596.00 (+78.18%) Homeowner's exemption$213,750 (+78.39%) Land $14,640 Building $199,110
2023$4,263.00 Homeowner's exemption$119,820 Land $14,640 Building $105,180
2022$610,720 Land $41,830 Building $568,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims30 (1981–2021)
Claims Outside the SFHA3 of 30
Most Recent ClaimJul 2021 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.

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