1003 Rosetree Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 1003 Rosetree Ln, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,245 sqft · built 1956
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Company Names on Record
Last Sale	$157,500 (Nov 2014)
Tax Bill	$4,823 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500-0270-0093-00`

Property Details

APN / Parcel Number

Primary APN	`500-0270-0093-00`
Alternative APN	`0088880`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
Gross Area	2,490 sqft
1st Floor Area	1,245 sqft
Basement Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1003 ROSETREE LN
City	CINCINNATI
State	OH
Zip	45230-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSETREE LE 60 X 132.13 IRR LOT 24 EVWALD SUB BLKB SEC 2
Legal Subdivision	EVWALD SUB
Legal Block	B
Legal Lot Number	24
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2002
Census Tract	25002

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1003 ROSETREE LN, CINCINNATI, OH 45230-4040
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LCNB NATIONAL BANK
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jun 21, 2024	Transfer on Death Deed, Transfer
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2014 · Amount on Record
Deed Sale	Nov 26, 2014 · Amount on Record
Prior Sale	May 12, 2014 · Amount on Record
Deed Document Number	2014119186
Deed Book / Page	12755 / 2000
Last Transfer Date	Jun 14, 2024
Transfer Doc	0000042315
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1003 ROSETREE LN, CINCINNATI, OH 45230-4040
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012171
Date	Feb 18, 2026
Book Page	15605/2161
Instrument	2026-0012171

Lender

Name	LCNB NATIONAL BANK
Type	Bank
Address	LEBANON, OH 45036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1003 ROSETREE LN, CINCINNATI, OH 45230-4040
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000152981
Date	Dec 22, 2021
Book Page	14569/1586
Instrument	2021-0152981

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 21, 2024
Property Address	1003 ROSETREE LN, CINCINNATI, OH 45230-4040
Document Number	0000042315
Book / Page	15192 / 1968
Map Reference	MB 3 PG 41
Instrument Date	Jun 21, 2024
Instrument	2024-0042315
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1003 ROSETREE LN, CINCINNATI, OH 45230-4040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1003 ROSETREE LN, CINCINNATI, OH 45230-4040
Document Number	0000055665
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 ROSETREE LN CINCINNATI OH 452304040, CINCINNATI, OH 45230-4040

Mortgage

Document Number	0000055665
Date	Jun 12, 2020
Book Page	014188/001591
Instrument	55665

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,823.00 (+2.77%)	$76,969 (-) Land $13,230 Building $63,739	$219,910 (-) Land $37,800 Building $182,110
2024	$4,693.00 (+5.2%)	$76,969 (-) Land $13,230 Building $63,739
2023	$4,461.00 (+8.36%)	$76,969 (+21.63%) Land $13,230 Building $63,739	$219,910 (+21.63%) Land $37,800 Building $182,110
2022	$4,117.00 Homeowner's exemption	$63,281 Land $11,092 Building $52,189
2020			$180,800 Land $31,690 Building $149,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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