1003 Rose Way, Naples, FL 34104 Property Records

Collier County property record for 1003 Rose Way, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,550 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Sep 2019)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Feb 2017 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`295900 F 225A01`

Property Details

APN / Parcel Number

Primary APN	`295900 F 225A01`
Alternative APNs	`32484920004062400F225` `32484920004`

Interior

Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	1003 ROSE WAY
City	NAPLES
State	FL
Zip	34104-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	FLAMINGO EST BLK F LOT 22 OR 1630 PG 1304
Legal Range	25
Legal Township	50
Legal Section	1
Legal Subdivision	FLAMINGO ESTATES
Legal Tract	295900
Legal Block	F
Legal Lot Number	22
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2020
Census Tract	10602

Owner

1003 Rose Way is owned and occupied by two individuals who bought it in September 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 ROSE WAY, NAPLES, FL 34104-4435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK
Feb 7, 2017	Warranty Deed, Transfer · Line of Credit FLORIDA ST UNIV CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Feb 7, 2017 · Amount on File
Deed Document Number	20195767433
Deed Book / Page	5675 / 1268
Prior Transfer Date	Feb 1, 2017
Prior Transfer Doc	0053610453
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 18, 2019
Property Address	1003 ROSE WAY, NAPLES, FL 34104-4435
Document Number	0056751268
Book / Page	5675 / 1268
Map Reference	MB 10 PG 34
Instrument Date	Sep 5, 2019
Instrument	5767433
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HYPERION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 142, DALEVILLE, AL 36322-0142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 ROSE WAY, NAPLES, FL 34104-4435

Mortgage

Document Number	0056751270
Date	Sep 18, 2019
Instrument	5675-1270

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 7, 2017
Property Address	1003 ROSE WAY, NAPLES, FL 34104-4435
Document Number	0053610453
Book / Page	005361 / 000453
Instrument Date	Feb 1, 2017
Instrument	5365221
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,305.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 LAUREL BREEZE DR ENTERPRISE AL 363307840, ENTERPRISE, AL 36330-7840

Mortgage

Document Number	53610455
Date	Feb 7, 2017
Book Page	005361/000455
Instrument	5365222

Lender

Name	FLORIDA ST UNIV CU
Type	Credit Union
Address	TALLAHASSEE, FL 32318

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Rose Way was $2,517 with a homeowner's exemption, up 6.9% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,922 (+2.7%)	$360,948 (+9.7%) Land $226,016 Building $134,932
2025	$2,517.00 (+6.88%) Homeowner's exemption	$255,036	$329,033 Land $259,107 Building $69,926
2024	$2,355.00 (+1.42%)
2023	$2,322.00 (-1.4%) Homeowner's exemption	$240,629 (+3%)	$400,941 (+22.19%) Land $289,849 Building $111,092
2022	$2,355.00 Homeowner's exemption	$233,620	$328,141 Land $210,395 Building $117,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Rose Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 364 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	398 units insured incl. 34 condo units
Nearby Flood Claims	239 (1982–2024)
Claims Outside the SFHA	12 of 239
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 67 claims Hurricane Ian, Sep 2022 · 62 claims Hurricane Irma, Sep 2017 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Rose Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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