1003 River Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 1003 River Rd, Melbourne Beach, FL 32951

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 5,940 sqft · built 1914
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Mar 1999)
Tax Bill	$12,033 (2025)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-38-07-FY-1-20`

Property Details

APN / Parcel Number

Primary APN	`28-38-07-FY-1-20`
Alternative APNs	`28-38-07-FY-00001.0-0020.00` `2847403`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	5,940 sqft Living Area
Gross Area	10,065 sqft
1st Floor Area	3,460 sqft
Upper Floors Area	240 sqft
Basement Area	144 sqft
Bonus Room	Bonus Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	208 ft deep x 106 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	845 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,254 sqft
Deck Area	1,555 sqft
Patio Area	264 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2847403
Street Address	1003 RIVER RD
City	MELBOURNE BEACH
State	FL
Zip	32951-2531
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	3RS
Legal Description	WILCOX MELBOURNE BEACH LOTS 20,21 & STRIP OF LAND BETWEEN RIVER & RD BLK 1
Legal Range	38E
Legal Township	28S
Legal Section	07
Legal Subdivision	WILCOX MELBOURNE BEACH
Legal Block	1
Legal Lot Number	20
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1038
Census Tract	66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 510226, MELBOURNE BEACH, FL 32951-0226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 1999 · Amount on Record
Deed Sale	Mar 8, 1999 · Amount on Record
Prior Sale	Aug 10, 1993
Deed Book / Page	3976 / 2098
Last Transfer Date	Jul 15, 2014
Transfer Doc	0071692209
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1003 RIVER RD, MELBOURNE BEACH, FL 32951-2531
Document Number	0082342752
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 RIVER RD MELBOURNE BEACH FL 329512531, MELBOURNE BEACH, FL 32951-2531

Mortgage

Document Number	0082342752
Date	Aug 9, 2018
Book Page	008234/002752
Instrument	179593

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$846,900 (+2.7%)	$1,603,300 (-0.74%)
2025	$12,033.00 (+2.8%) Homeowner's exemption	$824,640 (+5.99%)	$1,615,190 (-3.41%)
2024	$11,705.00 (+2.18%)
2023	$11,455.00 (+1.34%) Homeowner's exemption	$778,060 (+3%)	$1,672,290 (+21.8%) Land $600,000 Building $1,072,290
2022	$11,304.00 Homeowner's exemption	$755,400	$1,372,930 Land $450,000 Building $922,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	40 (1979–2022)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20