Stanly County property record for 1003 Renee Ford Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,113 sqft · built 1920 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,705 (2026) |
| Deeds & Mortgages | Mar 2022 Transfer Jan 2021 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 556402963532 |
| Primary APN | 556402963532 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,113 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Type | Detached |
| Garage Area | 2,500 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 800 sqft |
| Porch | Porch |
| Porch Area | 975 sqft |
| Deck Area | 329 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 20277 |
|---|---|
| Street Address | 1003 RENEE FORD RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-9605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPS |
| Legal Description | HSE 1003 RENEE FORD RD 556402018 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1003 RENEE FORD RD, LOCUST, NC 28097-9605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Intrafamily Transfer, Transfer |
| Jan 8, 2021 | Loan Modification, Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 21, 2022 |
| Property Address | 1003 RENEE FORD RD, LOCUST, NC 28097-9605 |
| Document Number | 0000444782 |
| Book / Page | 1779 / 529 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 444782 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 310, LOCUST, NC 28097-0310 |
| Name | Verified Name |
|---|---|
| Address | 1003 RENEE FORD RD, LOCUST, NC 28097-9605 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 1003 RENEE FORD RD, LOCUST, NC 28097-9605 |
| Document Number | 0000427870 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1003 RENEE FORD RD LOCUST NC 280979605, LOCUST, NC 28097-9605 |
| Document Number | 0000427870 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 001726/000587 |
| Instrument | 427870 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,705.00 (+187.94%) | $511,416 (+74.52%) Land $67,170 Building $444,246 | $511,416 (+74.52%) Land $67,170 Building $444,246 |
| 2023 | $1,634.00 | $293,037 (-) Land $41,110 Building $251,927 | $293,037 (-) Land $41,110 Building $251,927 |
| 2022 | $1,634.00 | $293,037 Land $41,110 Building $251,927 | $293,037 Land $41,110 Building $251,927 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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