1003 Progress Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1003 Progress Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1958
Square Footage	988 sqft Living Area
Lot Size	13,920 sqft (0.32 acres)
Garage	Detached, 352 sqft
Occupancy	Owner Occupied
Tax Bill	$2,934.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-20-454-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	988 sqft Living Area
1st Floor	988 sqft 1st Floor
Basement Area	988 sqft Basement
Finished Basement	432 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,920 sqft (0.32 acres)
Depth X Width	174 ft x 80 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	352 sqft Garage
Patio Area	640 sqft Patio
Porch Area	320 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1003 PROGRESS AVE
City	WATERLOO
State	IA
Zip	50701-3114
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDARLOO PARK LOT W-32
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	CEDARLOO PARK
Legal Lot Number	W-32
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1036
Census Tract	1502

Owner

Source: Black Hawk County records · APN 8913-20-454-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1003 PROGRESS AVE, WATERLOO, IA 50701-3114
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1003 PROGRESS AVE, WATERLOO, IA 50701-3114
Transaction Type	Mortgage
Record Updated	Feb 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 PROGRESS AVE, WATERLOO, IA 50701-3114

Mortgage

Document Number	202300010161
Date	Jan 17, 2023
Instrument	202300010161

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,934.00 Homeowner's exemption	$176,080 (+9.5%) Land $25,680 Building $150,400	$176,080 (+9.5%) Land $25,680 Building $150,400
2024	$2,934.00 (+9.31%)
2023		$160,810 (+24.72%) Land $25,680 Building $135,130	$160,810 (+24.72%) Land $25,680 Building $135,130
2022	$2,684.00 Homeowner's exemption	$128,940 Land $25,680 Building $103,260
2021			$128,940 Land $25,680 Building $103,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.