1003 Pool Ct, Orlando, FL 32828 Property Records

Orange County property record for 1003 Pool Ct, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,342 sqft · built 1994
Lot Size	0.243 acres (10,593 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Nov 2014)
Tax Bill	$4,610 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-31-9095-02-240`

Property Details

APN / Parcel Number

Primary APN	`34-22-31-9095-02-240`
Alternative APNs	`312234909502240` `621135` `627441` `632240`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,342 sqft Living Area
Gross Area	3,133 sqft
1st Floor Area	1,557 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,593 sqft (0.243 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1003 POOL CT
City	ORLANDO
State	FL
Zip	32828-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERFORD LAKES TRACT N-7 PH 3 32/84 LOT 224
Legal Range	31E
Legal Township	22S
Legal Section	34
Legal Subdivision	WATERFORD LAKES TR N 7 PH 3
Legal Phase	3
Legal Tract	N-7
Legal Block	2
Legal Lot Number	224
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	3
Census Block	3000
Census Tract	16728

Owner

1003 Pool Ct is owned and occupied by two individuals who bought it in November 2014.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1003 POOL CT, ORLANDO, FL 32828-8720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Aug 26, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2014 · Amount on File
Deed Sale	Nov 24, 2014 · Amount on File
Prior Sale	Jan 17, 2014 · Amount on File
Deed Document Number	2014598333
Deed Book / Page	10839 / 3054
Prior Transfer Date	Dec 26, 2013
Prior Transfer Doc	0000030372
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1003 POOL CT, ORLANDO, FL 32828-8720
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 POOL CT, ORLANDO, FL 32828-8720

Mortgage

Document Number	20210356766
Date	Jun 15, 2021
Instrument	20210356766

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1003 POOL CT, ORLANDO, FL 32828-8720
Document Number	0000711803
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 POOL CT ORLANDO FL 328288720, ORLANDO, FL 32828-8720

Mortgage

Document Number	0000711803
Date	Nov 12, 2019
Instrument	711803

Lender

Name	PNC BK
Type	Bank
Address	ORLANDO, FL 32828

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Nov 11, 2037

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1003 POOL CT, ORLANDO, FL 32828-8720
Document Number	0000512494
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 POOL CT ORLANDO FL 328288720, ORLANDO, FL 32828-8720

Mortgage

Document Number	0000512494
Date	Sep 19, 2017
Instrument	512494

Lender

Name	PNC BK
Type	Bank
Address	ORLANDO, FL 32828

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2032

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1003 POOL CT, ORLANDO, FL 32828-8720
Document Number	0000166267
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1003 POOL CT ORLANDO FL 328288720, ORLANDO, FL 32828-8720

Mortgage

Document Number	0000166267
Date	Mar 29, 2017
Instrument	166267

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1003 Pool Ct was $4,610, up 5.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,168 (+2.7%)	$470,500 (-1.61%) Land $70,000 Building $400,500
2025	$4,610.00 (+5.11%) Homeowner's exemption	$296,171	$478,220 Land $70,000 Building $408,220
2024	$4,386.00 (+7.16%)
2023	$4,093.00 (+3.88%) Homeowner's exemption	$279,441 (+3%)	$433,305 (+15.54%) Land $70,000 Building $363,305
2022	$3,940.00 Homeowner's exemption	$271,302	$375,033 Land $65,000 Building $310,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1003 Pool Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1003 Pool Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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